640 Bangs St, Aurora, IL 60505 Property Records

Kane County property record for 640 Bangs St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1926
Lot Size	0.099 acres (4,290 sqft)
Owner	Individual Name on File
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-27-431-009`

Property Details

APN / Parcel Number

Primary APN	`15-27-431-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	1,779 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	4,290 sqft (0.099 acres)
Lot Dimensions	132 ft deep x 32.5 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	640 BANGS ST
City	AURORA
State	IL
Zip	60505-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES RESUBDN : N 32 1/2 FT : LOT 4 BLK 8 LOT DIMENSIONS: 32.5 X 132 APPROX LOT SQ FT 4290 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	GATES RESUB
Legal Block	8
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	854301

Owner

Source: Kane County records · APN 15-27-431-009

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 BANGS ST, AURORA, IL 60505-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 08, 2003
Transfer Doc	0000076839
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	640 BANGS ST, AURORA, IL 60505-5310
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028276
Date	Apr 12, 2021
Instrument	2021K028276

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	352 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,832.00 (+19.65%) Homeowner's exemption	$51,372 (+9.39%) Land $4,961 Building $46,411	$154,178 (+9.39%) Land $14,889 Building $139,289
2024		$46,962 (+26.39%) Land $4,535 Building $42,427	$140,942 (+26.44%) Land $13,610 Building $127,332
2022	$2,367.00 (+2.56%) Homeowner's exemption	$37,157 (+7.41%) Land $3,697 Building $33,460	$111,471 (+7.41%) Land $11,091 Building $100,380
2021	$2,308.00 Homeowner's exemption	$34,594 Land $3,442 Building $31,152	$103,782 Land $10,326 Building $93,456

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Benton Ridge Telephone Company, T-Mobile USA.

Based on FCC filings for 772 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AURORA serves 183,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.