635 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 635 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,250 sqft · built 1946
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (May 2022)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003457`

Property Details

APN / Parcel Number

Primary APN	`R003457`
Alternative APN	`319329208003`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,250 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R003457
Street Address	635 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	635 W MAIN ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: KENNEDY/DUFFIELD BLOCK: 2 LOT: 5 AND:- LOT: 6 TOTAL AC 0.183+- 53.6 X 150 SITE LOTS 5 & 6 BLK 2 KENNEDY/DUFFIELDS SUBD CED SEC 29 T13S R94W 6PM BK 307 P 59 BK 626 PGS 183 & 185 BK 694 PS
Legal Subdivision	KENNEDY/DUFFIELD
Legal Block	2
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2007
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	635 W MAIN ST, CEDAREDGE, CO 81413-3525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	2022739597
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 29, 2020
Property Address	635 W MAIN ST, CEDAREDGE, CO 81413-3525
Document Number	0000718440
Instrument Date	Apr 27, 2020
Instrument	718440
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 W MAIN ST, 635, CEDAREDGE, CO 81413-3525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 W MAIN ST, CEDAREDGE, CO 81413-3525

Mortgage

Document Number	0000718441
Date	Apr 29, 2020
Instrument	718441

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (+57.51%)	$20,194 (+55.39%) Land $2,813 Building $17,381	$323,099 (+66.57%) Land $45,000 Building $278,099
2024	$885.00 (+4.12%)	$12,996 (-) Land $2,088 Building $10,908
2023	$850.00 (+12.88%)	$12,996 (+15.54%) Land $2,088 Building $10,908	$193,973 (+19.86%) Land $31,164 Building $162,809
2022	$753.00	$11,248 Land $2,016 Building $9,232	$161,835 Land $29,000 Building $132,835

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures