650 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 650 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1937
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$651 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`R002549`

Property Details

APN / Parcel Number

Primary APN	`R002549`
Alternative APN	`319320300043`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,288 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R002549
Street Address	650 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	650 W MAIN ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: UNPLATTED - CITY, TOTAL AC 0.42+- PT OF SW4SW4 SEC 20 T13S R94W 6PM, BEG 545W OF SE COR OF SW4SW4 N180 W120 S180 E120 TO BEG BK 285 PG 268 BK 394 PGS 304 & 326 LESS S30 FOR STREET R-70288
Legal Subdivision	UNPLATTED - CITY
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1014
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 312, CEDAREDGE, CO 81413-0312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Apr 24, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2018
Transfer Doc	0000702881
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	650 W MAIN ST, CEDAREDGE, CO 81413
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	707727
Date	Dec 10, 2018
Instrument	707727

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DELTA CO
Recording Date	Apr 24, 2018
Property Address	650 W MAIN ST, CEDAREDGE, CO 81413
Document Number	0000702881
Instrument Date	Apr 23, 2018
Instrument	702881
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 312, CEDAREDGE, CO 81413-0312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 312 312, 312, CEDAREDGE, CO 81413-0312

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 (+55%)	$15,677 (+27.06%) Land $2,813 Building $12,864	$250,827 (+36.21%) Land $45,000 Building $205,827
2024	$420.00 (+4.22%)	$12,338 (-) Land $2,064 Building $10,274
2023	$403.00 (+20.3%)	$12,338 (+23.18%) Land $2,064 Building $10,274	$184,148 (+27.78%) Land $30,801 Building $153,347
2022	$335.00	$10,016 Land $2,016 Building $8,000	$144,111 Land $29,000 Building $115,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310
Water Source	Purchased surface water from TOWN OF CEDAREDGE
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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