590 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 590 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,624 sqft · built 1920
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$124,500 (Apr 2011)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	May 2005 Reverse Mortgage Aug 2005 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R002552`

Property Details

APN / Parcel Number

Primary APN	`R002552`
Alternative APN	`319320300046`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,624 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	R002552
Street Address	590 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	590 W MAIN ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: UNPLATTED - CITY, TOTAL AC 0.32+- SEC 20 T13S R94W 6PM PT SW4SW4 COM AT PT 30 N & 330W OF SE COR SW4SW4 SD SEC TH N ALONG W BDRY/L OF H & W SUBD 200, W70 S PAR TO SD BDRY/L H & W SUBD 200
Legal Subdivision	UNPLATTED - CITY
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1014
Census Tract	965201

Owner

590 W Main St is owned by two individuals who acquired it in December 2024.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	561 NE GINTERS GROVE LN, CEDAREDGE, CO 81413-8214
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2005	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Aug 10, 2005	Deed of Trust, Mortgage · Line of Credit THE KENNEDY MORTGAGE GROUP INC
Dec 14, 2006	Deed of Trust, Mortgage · Conventional Mortgage CHARTER ONE BANK NA
Oct 24, 2005	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 26, 2024	Intrafamily Transfer, Transfer
Apr 13, 2011	Warranty Deed, Transfer
Jul 14, 2010	Trustee's Deed, Foreclosure
Apr 25, 2007	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 10, 2005	Warranty Deed, Transfer · Conventional Mortgage THE KENNEDY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2011 · Amount on File
Deed Sale	Apr 13, 2011 · Amount on File
Prior Sale	Jul 14, 2010
Deed Document Number	2011650026
Last Transfer Date	Dec 26, 2024
Transfer Doc	0000757417
Record Updated	Jun 8, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FAHTCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591660
Date	May 23, 2005
Instrument	591660

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	850 Months
Due	Mar 6, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Aug 1, 2005
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	14.8%

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FAHTCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594482
Date	Aug 10, 2005
Instrument	594482

Lender

Name	THE KENNEDY MORTGAGE GROUP INC
Address	AVON, CO 81620

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610511
Date	Dec 14, 2006
Instrument	610511

Lender

Name	CHARTER ONE BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Nov 28, 2031

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596894
Date	Oct 24, 2005
Instrument	596894

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 2, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Dec 26, 2024
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000757417
Instrument Date	Dec 26, 2024
Instrument	757417
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 NE GINTERS GROVE LN, CEDAREDGE, CO 81413-8214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	56I NE GINTERS GROVELANE, CEDAREDGE, CO 81413

April 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 13, 2011
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000650026
Instrument Date	Mar 30, 2011
Instrument	650026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Tax	$12.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	561 NE GINTERS GROVE LN, CEDAREDGE, CO 81413-8214

July 2010: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELTA CO
Recording Date	Jul 14, 2010
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000644035
Instrument Date	Jul 14, 2010
Instrument	644035
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3476 STATEWIDE BLVD, FORT MILL, SC 29715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 25, 2007
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000614502
Instrument Date	Apr 25, 2007
Instrument	614502
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538

Mortgage

Document Number	0000614503
Date	Apr 25, 2007
Instrument	614503

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 10, 2005
Property Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000594480
Instrument Date	Aug 9, 2005
Instrument	594480
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FAHTCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	590 W MAIN ST, CEDAREDGE, CO 81413-3538

Mortgage

Document Number	0000594481
Date	Aug 10, 2005
Instrument	594481

Lender

Name	THE KENNEDY MORTGAGE GROUP
Type	Mortgage Company
Address	AVON, CO 81620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 590 W Main St was $1,249, up 26.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00 (+26.16%)	$18,088 (+24.48%) Land $2,813 Building $15,275	$289,399 Land $45,000 Building $244,399
2024	$990.00 (+4.1%)	$14,531 (-) Land $2,138 Building $12,393
2023	$951.00 (+29.21%)	$14,531 (+32.15%) Land $2,138 Building $12,393	$216,884 (+37.09%) Land $31,908 Building $184,976
2022	$736.00	$10,996 Land $2,016 Building $8,980	$158,203 Land $29,000 Building $129,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 590 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 W Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310
Water Source	Purchased surface water from TOWN OF CEDAREDGE
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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