680 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 680 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1939
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on Record
Last Sale	$183,500 (Aug 2020)
Tax Bill	$1,073 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R019024`

Property Details

APN / Parcel Number

Primary APN	`R019024`
Alternative APN	`319320300075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,034 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R019024
Street Address	680 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	680 W MAIN ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: ORIGINAL CEDAREDGE TOTAL AC 0.41+- PT. SW4SW4 SEC 20 T13S R94W 6PM BEG S8904W 665 SE COR T S8904W, 60 N00930 E23.2 TO TRUE POB. TH S8904 W62.5 N00930 E156.16N8904 E62.5 N0*0930 E0.7
Legal Subdivision	ORIGINAL CEDAREDGE
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1014
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	680 W MAIN ST, CEDAREDGE, CO 81413-3524
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLORADO HOUSING & FINANCE AUTHORITY
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Apr 7, 2017	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Apr 7, 2017 · Amount on Record
Deed Document Number	2020720935
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	680 W MAIN ST, CEDAREDGE, CO 81413-3524
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000720937
Date	Aug 11, 2020
Instrument	720937

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 11, 2020
Property Address	680 W MAIN ST, CEDAREDGE, CO 81413-3524
Document Number	0000720935
Instrument Date	Aug 7, 2020
Instrument	720935
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 W MAIN ST, CEDAREDGE, CO 81413-3524

Mortgage

Document Number	0000720936
Date	Aug 11, 2020
Instrument	720936

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 7, 2017
Property Address	680 W MAIN ST, CEDAREDGE, CO 81413-3524
Document Number	0000694459
Instrument Date	Mar 31, 2017
Instrument	694459
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	680 W MAIN ST, CEDAREDGE, CO 81413-3524

Mortgage

Document Number	0000694460
Date	Apr 7, 2017
Instrument	694460

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,073.00 (+31.98%)	$15,550 (+30.29%) Land $2,813 Building $12,737	$248,787 (+39.67%) Land $45,000 Building $203,787
2024	$813.00 (+4.1%)	$11,935 (-) Land $2,048 Building $9,887
2023	$781.00 (+23.19%)	$11,935 (+26.1%) Land $2,048 Building $9,887	$178,124 (+30.79%) Land $30,563 Building $147,561
2022	$634.00	$9,465 Land $2,016 Building $7,449	$136,186 Land $29,000 Building $107,186

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310
Water Source	Purchased surface water from TOWN OF CEDAREDGE
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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