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635 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 635 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,019 sqft · built 1967
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$329,700 (Feb 2025)
Tax Bill$1,696 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-979-071-00

Property Details

APN / Parcel Number

Primary APN07-979-071-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,019 sqft Living Area
1st Floor Area2,019 sqft
Basement Area1,379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions250 ft deep x 85 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address635 RUFF DR
CityMONROE
StateMI
Zip48162-3557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF-71 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 71
Legal Range08E
Legal Township06S
Legal Section25
Legal SubdivisionWOODRUFF HEIGHTS 3
Legal Lot Number71
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group3
Census Block3002
Census Tract831400

Owner

Source: Monroe County records · APN 07-979-071-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address35 RUFF DR, MONROE, MI 48162
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2023Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Feb 23, 2023Warranty Deed, Transfer
SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC
Mar 09, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Feb 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2025 · Amount on Record
Deed SaleFeb 19, 2025 · Amount on Record
Prior SaleFeb 23, 2023 · Amount on Record
Deed Document Number20252362
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address635 RUFF DR, MONROE, MI 48162-3557
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15391 DAYTON RD, MONROE, MI 48161-3729

Mortgage

Document Number0000001762
DateFeb 07, 2023
Instrument2023R01762
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateFeb 23, 2023
Property Address635 RUFF DR, MONROE, MI 48162-3557
Document Number0000002450
Map ReferenceLB 10 PG 7
Instrument DateJan 24, 2023
Instrument2023R02450
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
Tax$2,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 OLD HILL CT, MONROE, MI 48162

Transferred To (Grantee/Buyer)

NameVerified Name
Address15391 DAYTON RD, MONROE, MI 48161-3729

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateMar 09, 2020
Property Address635 RUFF DR, MONROE, MI 48162-3557
Document Number0000004710
Instrument DateFeb 27, 2020
Instrument4710
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address601 OAKHILL CT MONROE MI 481625608, MONROE, MI 48162-5608

Mortgage

Document Number4449
DateMar 09, 2020
Instrument4449
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressMONROE, MI 48162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 08, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address635 RUFF DR, MONROE, MI 48162-3557
Document Number0000004449
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address601 OAKHILL CT MONROE MI 481625608, MONROE, MI 48162-5608

Mortgage

Document Number0000004449
DateMar 05, 2020
Instrument4449
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressMONROE, MI 48162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$168,300 (+19.53%)$336,600 (+19.53%)
2025$1,696.00 (-72.27%) Homeowner's exemption
2023$6,116.00 Homeowner's exemption$140,800$281,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158314003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2000)
Most Recent ClaimOct 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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