647 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 647 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1966
Square Footage	1,404 sqft Living Area
Lot Size	21,344 sqft (0.49 acres)
Occupancy	Owner Occupied
Last Sale	$157,500 (2022)
Tax Bill	$1,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-979-070-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,404 sqft Living Area
1st Floor	1,404 sqft 1st Floor
Basement Area	1,404 sqft Basement
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Lot Area	21,344 sqft (0.49 acres)
Depth X Width	250 ft x 85 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	391 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	647 RUFF DR
City	MONROE
State	MI
Zip	48162-3557
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	F-70 SEC 25 T6S R8E SE 1/4 WOODRUFF HEIGHTS NO 3 LOT 70
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS 3
Legal Lot Number	70
Jurisdiction	MONROE MI
Minor Civil Division	FRENCHTOWN
Census Blockgroup	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-979-070-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	647 RUFF DR, MONROE, MI 48162-3557
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage DISCOVER BANK
Jan 18, 2023	Quit Claim Deed, Transfer Quitclaim Document
Dec 27, 2022	Warranty Deed, Transfer REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL
Dec 05, 2022	Sheriff's Deed, Foreclosure
Oct 17, 2022	Sheriff's Deed, Foreclosure
Nov 15, 2019	Grant Deed, Transfer NOT AVAILABLE
Nov 22, 2019	Trustee's Deed, Construction Loan · Building or Construction Mortgage GROUNDFLOOR HLDGS GA LLC
Jul 20, 2020	Warranty Deed, Transfer · Building or Construction Mortgage GROUNDFLOOR HLDGS GA LLC
Nov 01, 2019	Quit Claim Deed, Transfer REGIONS TITLE AGENCY LLC, REGIONS TITLE AGCY LLC
Jul 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage RS LNDG
Jun 16, 2017	Grant Deed, Transfer REGIONS TITLE AGENCY LLC, REGIONS TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Doc Number	202223793
Last Transfer Date	Dec 11, 2024
Transfer Doc	0000000250
Record Refreshed	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jul 26, 2023
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000011089
Map Reference	LB 10 PG 7
Instrument Date	Apr 06, 2023
Instrument	2023R11089
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	647 RUFF DR, MONROE, MI 48162-3557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 RUFF DR, MONROE, MI 48162-3557

Mortgage

Document Number	0000011090
Date	Jul 26, 2023
Instrument	2023R11090

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 13, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jan 18, 2023
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000000913
Map Reference	LB 10 PG 7
Instrument Date	Jan 18, 2023
Instrument	2023R00913
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5417 LEXINGTON RD, LEXINGTON, KY 40511-8699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 RUFF DR, MONROE, MI 48162-3557

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 27, 2022
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000023793
Map Reference	LB 10 PG 7
Instrument Date	Dec 23, 2022
Instrument	2022R23793
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL

Transaction

Amount	Amount Recorded
Tax	$1,181.25
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 PEACHTREE ST NE, ATLANTA, GA 30308-2219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 LEXINGTON RD, LEXINGTON, KY 40511-8699

December 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE MI
Recording Date	Dec 05, 2022
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000022718
Map Reference	LB 10 PG 7
Instrument Date	Dec 02, 2022
Instrument	2022R22718
Transaction Type	Foreclosure
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 PEACHTREE ST NE, ATLANTA, GA 30308

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE MI
Recording Date	Oct 17, 2022
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000020188
Map Reference	LB 10 PG 7
Instrument Date	Jan 28, 2021
Instrument	2022R20188
Transaction Type	Foreclosure
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 PEACHTREE ST NE, ATLANTA, GA 30308

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Nov 15, 2019
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000019969
Instrument Date	Nov 13, 2019
Instrument	19969
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 RUFF DR MONROE MI 481623557, MONROE, MI 48162-3557

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE MI
Recording Date	Nov 22, 2019
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Instrument Date	Nov 07, 2019
Instrument	20400
Transaction Type	Construction Loan
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2885 SANFORD AVE SW GRANDVILLE MI 494181342, GRANDVILLE, MI 49418-1342

Mortgage

Document Number	0000020400
Date	Nov 22, 2019
Instrument	20400

Lender

Name	GROUNDFLOOR HLDGS GA LLC
Address	ATLANTA, GA 30308

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 21, 2020

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 20, 2020
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000013995
Instrument Date	Nov 07, 2019
Instrument	13995
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	REGIONS TITLE AGENCY LLC, REGIONS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	647 RUFF DR MONROE MI 481623557, MONROE, MI 48162-3557

Mortgage

Document Number	20400
Date	Jul 20, 2020
Instrument	20400

Lender

Name	GROUNDFLOOR HLDGS GA LLC
Address	ATLANTA, GA 30308

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 19, 2021

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 01, 2019
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000019055
Instrument Date	Oct 02, 2019
Instrument	19055
Transaction Type	Transfer
Record Updated	Dec 04, 2019
Title Company	REGIONS TITLE AGENCY LLC, REGIONS TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1098 ANN ARBOR RD W PLYMOUTH MI 481702129, PLYMOUTH, MI 48170-2129

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE MI
Recording Date	Jul 24, 2019
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000012243
Instrument Date	Jul 18, 2019
Instrument	12243
Transaction Type	Foreclosure
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,421.71
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5900 CANOGA AVE #220 WOODLAND HILLS CA 913675124, 220, WOODLAND HILLS, CA 91367-5124
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 16, 2017
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000012783
Instrument Date	May 04, 2017
Instrument	12783
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	REGIONS TITLE AGENCY LLC, REGIONS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	615 GRISWOLD ST #700 DETROIT MI 482263535, 700, DETROIT, MI 48226-3535

Mortgage

Document Number	12784
Date	Jun 16, 2017
Instrument	12784

Lender

Name	RS LNDG
Address	SAN FRANCISCO, CA 94105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Jun 16, 2017
Property Address	647 RUFF DR, MONROE, MI 48162-3557
Document Number	0000012782
Instrument Date	May 02, 2017
Instrument	12782
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	REGIONS TITLE AGENCY LLC, REGIONS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$928.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 WILSHIRE DR TROY MI 480841634, TROY, MI 48084-1634

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,900 (+25.27%)	$259,800 (+25.27%)
2025	$1,306.00 (-70.42%) Homeowner's exemption
2023	$4,415.00 Homeowner's exemption	$103,700	$207,400

647 Ruff Dr, Monroe, MI 48162 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2022: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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