Monroe County property record for 642 Ruff Dr, Monroe, MI 48162 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,877 sqft Living Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $287,000 (2021) |
| Tax Bill | $1,566.00 (2025) |
Source: Monroe County records · APN 07-979-058-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 RUFF DR, MONROE, MI 48162-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Oct 27, 1994 · Amount on Record |
| Deed Doc Number | 202113417 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 18, 2021 |
| Property Address | 642 RUFF DR, MONROE, MI 48162-3555 |
| Document Number | 2021R13417 |
| Map Reference | LB 10 PG 7 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021R13417 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,152.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 642 RUFF DR, 642, MONROE, MI 48162-3555 |
| Name | Verified Name |
|---|---|
| Address | 642 RUFF DR, BERKLEY, MI 48072 |
| Document Number | 2021R13418 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021R13418 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,400 (+28.06%) | $326,800 (+28.06%) | |
| 2025 | $1,566.00 (-60.37%) Homeowner's exemption | ||
| 2023 | $3,952.00 Homeowner's exemption | $127,600 | $255,200 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-979-058-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,877 sqft Living Area |
| 1st Floor | 1,877 sqft 1st Floor |
| Basement Area | 1,469 sqft Basement |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch Style |
| Lot Area | 21,344 sqft (0.49 acres) |
| Depth X Width | 250 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 550 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 642 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3555 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | F-58 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 58 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 3 |
| Legal Lot Number | 58 |
| Jurisdiction | MONROE MI |
| Minor Civil Division | FRENCHTOWN |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
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