Louisa County property record for 635 Rock Spring Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,384 sqft · built 1991 |
| Lot Size | 4.11 acres (179,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,800 (Dec 2010) |
| Tax Bill | $2,284 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93 8 3 |
| Primary APN | 93 8 3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 179,032 sqft (4.11 acres) |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 8749 |
|---|---|
| Street Address | 635 ROCK SPRING RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | ROCK SPRINGS SUBD PB 6/115 LOT 3 DB 1235/905 4.11 AC |
| Legal Subdivision | ROCK SPRINGS SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | MOUNTAIN ROAD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950500 |
635 Rock Spring Rd is owned and occupied by two individuals who bought it in December 2010.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 ROCK SPRING RD, BUMPASS, VA 23024-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2010 · Amount on File |
| Deed Sale | Dec 30, 2010 · Amount on File |
| Prior Sale | Dec 9, 2010 · Amount on File |
| Deed Document Number | 20107642 |
| Deed Book / Page | 1235 / 905 |
| Prior Transfer Date | Jun 30, 2009 |
| Prior Transfer Doc | 0000005242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 635 ROCK SPRING RD, BUMPASS, VA 23024-2805 |
| Document Number | 0000004629 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 635 ROCK SPRING RD BUMPASS VA 230242805, BUMPASS, VA 23024-2805 |
| Document Number | 0000004629 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 001562/000323 |
| Instrument | 4629 |
| Name | HOME AMERICA LNDG CORP |
|---|---|
| Address | PATCHOGUE, NY 11772 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 14, 2048 |
The 2025 property tax bill for 635 Rock Spring Rd was $2,284, up 10.6% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,100 (+4.03%) Land $70,200 Building $259,900 | $330,100 (+4.03%) Land $70,200 Building $259,900 | |
| 2025 | $2,284.00 (+10.55%) | $317,300 Land $59,000 Building $258,300 | $317,300 Land $59,000 Building $258,300 |
| 2024 | $2,066.00 | ||
| 2023 | $261,100 Land $49,200 Building $211,900 | ||
| 2022 | $1,031.00 | $261,100 Land $49,200 Building $211,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Rock Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 635 Rock Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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