571 Rock Spring Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 571 Rock Spring Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,065 sqft · built 1988
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Sep 2011)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93 8 1`

Property Details

APN / Parcel Number

Primary APN	`93 8 1`
Alternative APNs	`1818` `1757`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,065 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	358 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	368 sqft
Deck Area	216 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1757
Street Address	571 ROCK SPRING RD
City	BUMPASS
State	VA
Zip	23024-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	ROCK SPRINGS SUBDIVISION LOT 1 DB 1256/722 3.42 AC
Legal Subdivision	ROCK SPRINGS SUBDIVISION
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3006
Census Tract	950500

Owner

571 Rock Spring Rd is owned and occupied by two individuals who bought it in September 2011.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	571 ROCK SPRING RD, BUMPASS, VA 23024-2809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU INC
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2011 · Amount on File
Deed Sale	Sep 2, 2011 · Amount on File
Deed Document Number	20114785
Deed Book / Page	1256 / 722
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	571 ROCK SPRING RD, BUMPASS, VA 23024-2809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2000013112
Date	Dec 23, 2020
Book Page	1725/74
Instrument	202000013112

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	571 ROCK SPRING RD, BUMPASS, VA 23024-2809
Document Number	0000004102
Book / Page	001508 / 000839
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 ROCK SPRING RD BUMPASS VA 230242809, BUMPASS, VA 23024-2809

Mortgage

Document Number	0000004102
Date	May 15, 2017
Book Page	001508/000839
Instrument	4102

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 14, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 571 Rock Spring Rd was $2,226, up 5% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,600 (+4.33%) Land $66,700 Building $255,900	$322,600 (+4.33%) Land $66,700 Building $255,900
2025	$2,226.00 (+5.05%)	$309,200 Land $55,500 Building $253,700	$309,200 Land $55,500 Building $253,700
2024	$2,119.00
2023		$272,500 Land $45,700 Building $226,800
2022	$1,199.00		$272,500 Land $45,700 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 571 Rock Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 571 Rock Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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