609 Rock Spring Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 609 Rock Spring Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,376 sqft · built 1998
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on Record
Last Sale	$375,500 (Jun 2021)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93 8 2`

Property Details

APN / Parcel Number

Primary APN	`93 8 2`
Alternative APNs	`1819` `1758`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Finished Basement	1,376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	136,778 sqft (3.14 acres)
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	40 sqft
Patio Area	400 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1758
Street Address	609 ROCK SPRING RD
City	BUMPASS
State	VA
Zip	23024-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	ROCK SPRINGS SUBDIVISION DIXON CREEK LOT 2 DB 1771/485 3.14 AC
Legal Subdivision	ROCK SPRINGS SUBDIVISION
Legal Lot Number	2
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3006
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 ROCK SPRING RD, BUMPASS, VA 23024-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Dec 26, 2019	Grant Deed, Transfer · Conventional with PMI BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	20217565
Deed Book / Page	1771 / 485
Record Updated	Oct 29, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 25, 2021
Property Address	609 ROCK SPRING RD, BUMPASS, VA 23024-2805
Document Number	1771/485
Book / Page	1771 / 485
Map Reference	MB 6 PG 115
Instrument Date	Jun 23, 2021
Instrument	202100007565
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ROCK SPRING RD, BUMPASS, VA 23024-2805

Mortgage

Document Number	1771489
Date	Jun 25, 2021
Instrument	1771/489

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 26, 2019
Property Address	609 ROCK SPRING RD, BUMPASS, VA 23024-2805
Document Number	0000011418
Book / Page	001650 / 000217
Instrument Date	Nov 20, 2016
Instrument	11418
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ROCK SPRING RD BUMPASS VA 230242805, BUMPASS, VA 23024-2805

Mortgage

Document Number	11419
Date	Dec 26, 2019
Book Page	001650/000221
Instrument	11419

Lender

Name	BROKER SOLUTIONS
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,094 (+3.83%) Land $65,300 Building $389,794	$455,094 (+3.83%) Land $65,300 Building $389,794
2025	$3,155.00 (+10.05%)	$438,300 (+22.98%) Land $54,100 Building $384,200	$438,300 (+22.98%) Land $54,100 Building $384,200
2024	$2,867.00 (+124.51%)
2023		$356,400 Land $44,300 Building $312,100
2022	$1,277.00		$356,400 Land $44,300 Building $312,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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