538 Rock Spring Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 538 Rock Spring Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,376 sqft · built 1988
Lot Size	7.48 acres (325,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,000 (Apr 2021)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93 8 25`

Property Details

APN / Parcel Number

Primary APN	`93 8 25`
Alternative APNs	`6543` `6360`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	2,376 sqft
Attic	Attic
Attic Area	910 sqft
Basement Area	2,376 sqft
Finished Basement	2,376 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	325,829 sqft (7.48 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	252 sqft
Deck Area	123 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6360
Street Address	538 ROCK SPRING RD
City	BUMPASS
State	VA
Zip	23024-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	ROCK SPRINGS SUBD LOT 25 & 26 DB 1752/599 7.48 AC
Legal Subdivision	ROCK SPRINGS SUBD
Legal Lot Number	25-26
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3005
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 ROCK SPRING RD, BUMPASS, VA 23024-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 12, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage W S COLEMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	20214244
Deed Book / Page	1752 / 599
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	538 ROCK SPRING RD, BUMPASS, VA 23024-2809
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001829/611
Date	Mar 8, 2022
Book Page	1829/611
Instrument	202200002459

Lender

Name	FIRST BANK
Type	Bank
Address	STRASBURG, VA 22657

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 12, 2021
Property Address	538 ROCK SPRING RD, BUMPASS, VA 23024-2809
Document Number	1752/599
Book / Page	1752 / 599
Map Reference	MB 188 PG 559
Instrument Date	Mar 24, 2021
Instrument	202100004244
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	538 ROCK SPRING RD, BUMPASS, VA 23024-2809

Mortgage

Document Number	1752604
Date	Apr 12, 2021
Instrument	1752/604

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	538 ROCK SPRING RD, BUMPASS, VA 23024-2809
Document Number	0000002923
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 ROCK SPRING RD BUMPASS VA 230242809, BUMPASS, VA 23024-2809

Mortgage

Document Number	0000002923
Date	Mar 25, 2020
Book Page	001664/000713
Instrument	2923

Lender

Name	W S COLEMAN
Address	10998 LEADBETTER RD # C, ASHLAND, VA 23005-3454

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,400 (+3.32%) Land $79,600 Building $524,800	$604,400 (+3.32%) Land $79,600 Building $524,800
2025	$4,212.00 (+8.31%)	$585,000 (+14.8%) Land $68,300 Building $516,700	$585,000 (+14.8%) Land $68,300 Building $516,700
2024	$3,889.00 (+108.08%)
2023		$509,600 Land $58,500 Building $451,100
2022	$1,869.00		$509,600 Land $58,500 Building $451,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rock Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures