635 Holgate Ave, Defiance, OH 43512 Property Records

Defiance County property record for 635 Holgate Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,176 sqft · built 1960
Lot Size	0.121 acres (5,279 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jun 2011)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B012092002400`

Property Details

APN / Parcel Number

Primary APN	`B012092002400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	784 sqft
Upper Floors Area	392 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,279 sqft (0.121 acres)
Lot Dimensions	120 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	72 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	635 HOLGATE AVE
City	DEFIANCE
State	OH
Zip	43512-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES 1ST ADD SUB-B LOT 17
Legal Subdivision	HOLGATES ADD 1
Legal Lot Number	17
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2005
Census Tract	958600

Owner

635 Holgate Ave is owned by an individual who acquired it in December 2013.

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	668 HOLGATE AVE, DEFIANCE, OH 43512-2038
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2011 · Amount on File
Deed Sale	Jun 14, 2011 · Amount on File
Prior Sale	Nov 9, 2010 · Amount on File
Deed Document Number	20112782
Deed Book / Page	353 / 488
Last Transfer Date	Dec 18, 2013
Transfer Doc	376/2549
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	635 HOLGATE AVE, DEFIANCE, OH 43512-2037
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/1190
Date	Apr 18, 2018
Book Page	411/1190
Instrument	201800001617

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 635 Holgate Ave was $1,543.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,543.00	$39,490 (-) Land $3,840 Building $35,650
2024	$1,543.00 (+1.18%)	$39,490 (-) Land $3,840 Building $35,650	$112,830 (+%) Land $10,960 Building $101,870
2023	$1,525.00 (+20.27%)	$39,490 (+37.07%) Land $3,840 Building $35,650	$112,828 Land $10,971 Building $101,857
2022	$1,268.00	$28,810 Land $3,780 Building $25,030
2020			$82,310 Land $10,810 Building $71,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 Holgate Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Holgate Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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