633 Holgate Ave, Defiance, OH 43512 Property Records

Defiance County property record for 633 Holgate Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,434 sqft · built 1913
Lot Size	0.111 acres (4,818 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Aug 2026)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B012092002300`

Property Details

APN / Parcel Number

Primary APN	`B012092002300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
Gross Area	4,434 sqft
1st Floor Area	1,608 sqft
Upper Floors Area	804 sqft
Basement Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,818 sqft (0.111 acres)
Lot Dimensions	73 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	633 HOLGATE AVE
City	DEFIANCE
State	OH
Zip	43512-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES 1ST ADD SUB-B LOT 15 & 16 PTS
Legal Subdivision	HOLGATES ADD 1
Legal Lot Number	15,16
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2005
Census Tract	958600

Owner

633 Holgate Ave is owned and occupied by an individual who bought it in August 2026.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Jul 20, 2007	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 18, 2006	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Jun 23, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	20263334
Deed Book / Page	484 / 887
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	00457/1593
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 28, 2026
Property Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Document Number	0000003334
Book / Page	484 / 887
Instrument Date	Aug 26, 2026
Instrument	20263334
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,264.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003335,
Date	Aug 28, 2026
Book Page	484/889
Instrument	20263335

Lender

Name	LOWER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00318/1374
Date	Jul 20, 2007
Book Page	318/1374
Instrument	200700004129

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2037

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00309/0254
Date	Aug 18, 2006
Book Page	309/0254
Instrument	200600005653

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DEFIANCE OH
Recording Date	Jun 23, 2023
Property Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Document Number	00457/1593
Book / Page	457 / 1593
Instrument Date	Jun 22, 2023
Instrument	202300002121
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 3, 2021
Property Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037
Document Number	441/86
Book / Page	441 / 86
Instrument Date	Aug 3, 2021
Instrument	202100004324
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	633 HOLGATE AVE, DEFIANCE, OH 43512-2037

Mortgage

Document Number	202100004325
Date	Aug 3, 2021
Instrument	202100004325

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 633 Holgate Ave was $1,903.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,903.00	$48,710 (-) Land $4,530 Building $44,180	$139,170 Land $12,942 Building $126,228
2024	$1,903.00 (+1.17%)	$48,710 (-) Land $4,530 Building $44,180
2023	$1,881.00 (-1.67%)	$48,710 (+9.36%) Land $4,530 Building $44,180	$139,170 Land $12,942 Building $126,228
2022	$1,913.00	$44,540 Land $4,460 Building $40,080
2020			$127,270 Land $12,750 Building $114,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 633 Holgate Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Holgate Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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