Defiance County property record for 631 Holgate Ave, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,576 sqft · built 1890 |
| Lot Size | 0.121 acres (5,279 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B012092002000 |
| Primary APN | B012092002000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 3,457 sqft |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 420 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,279 sqft (0.121 acres) |
| Lot Dimensions | 120 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 363 sqft |
| Deck Area | 36 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 631 HOLGATE AVE |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLGATES 1ST ADD SUB-B LOT 14 |
| Legal Subdivision | HOLGATES ADD 1 |
| Legal Lot Number | 14 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 958600 |
631 Holgate Ave is owned and occupied by two individuals who acquired it in January 1992.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 HOLGATE AVE, DEFIANCE, OH 43512-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1992 |
| Deed Sale | Jan 1, 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 631 HOLGATE AVE, DEFIANCE, OH 43512-2037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 415/0882 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 415/0882 |
| Instrument | 201800004255 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 631 Holgate Ave was $1,322 with a homeowner's exemption.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 Homeowner's exemption | $44,840 (-) Land $3,840 Building $41,000 | |
| 2024 | $1,322.00 (-1.56%) Homeowner's exemption | $44,840 (-) Land $3,840 Building $41,000 | $128,110 (%) Land $10,960 Building $117,150 |
| 2023 | $1,343.00 (-1.4%) Homeowner's exemption | $44,840 (+8.65%) Land $3,840 Building $41,000 | $128,113 Land $10,971 Building $117,142 |
| 2022 | $1,362.00 Homeowner's exemption | $41,270 Land $3,780 Building $37,490 | |
| 2020 | $117,930 Land $10,810 Building $107,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Holgate Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 21 (1978–2015) |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Holgate Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Omni Fiber.
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