628 Holgate Ave, Defiance, OH 43512 Property Records

Defiance County property record for 628 Holgate Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,332 sqft · built 1950
Lot Size	0.97 acres (42,240 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2023)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`B012095000900`

Property Details

APN / Parcel Number

Primary APN	`B012095000900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	5,140 sqft
1st Floor Area	1,272 sqft
Upper Floors Area	852 sqft
Basement Area	744 sqft
Finished Basement	186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	42,240 sqft (0.97 acres)
Lot Dimensions	640 ft deep x 66 ft wide
View / Lot	Waterfront
Garage Type	Attached - Unfinished
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	216 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 HOLGATE AVE
City	DEFIANCE
State	OH
Zip	43512-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES 1ST ADD BLOCK 4 LOT 5
Legal Subdivision	HOLGATES ADD 1
Legal Block	4
Legal Lot Number	5
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2001
Census Tract	958600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holgate Avenue Historic District listed 1990 · 31 contributing resources · NRIS 90001497

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 HOLGATE AVE, DEFIANCE, OH 43512-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWEST COMMUNITY FCU
Oct 19, 2018	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Jan 1, 1992
Deed Document Number	2023407
Deed Book / Page	454 / 2150
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	415/2108
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Feb 9, 2023
Property Address	628 HOLGATE AVE, DEFIANCE, OH 43512-2038
Document Number	00454/2150
Book / Page	454 / 2150
Instrument Date	Feb 8, 2023
Instrument	202300000407
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	628 HOLGATE AVE, DEFIANCE, OH 43512-2038

Mortgage

Document Number	202300000408
Date	Feb 9, 2023
Instrument	202300000408

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2018: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	DEFIANCE OH
Recording Date	Oct 19, 2018
Property Address	628 HOLGATE AVE, DEFIANCE, OH 43512-2038
Document Number	415/2108
Book / Page	415 / 2108
Instrument Date	Oct 15, 2018
Instrument	201800004539
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 HOLGATE AVE, DEFIANCE, OH 43512-2038

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00	$72,800 (-) Land $8,280 Building $64,520
2024	$2,774.00 (+1.43%)	$72,800 (+0.22%) Land $8,280 Building $64,520	$208,000 (+%) Land $23,650 Building $184,350
2023	$2,735.00 (+1.26%)	$72,640 (+12.67%) Land $8,280 Building $64,360	$207,999 (+12.92%) Land $23,657 Building $184,342
2022	$2,701.00	$64,470 Land $8,160 Building $56,310
2020			$184,200 Land $23,320 Building $160,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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