634 Ruskin Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 634 Ruskin Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 935 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Mar 2024 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-01-127-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-127-0014-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	935 sqft Living Area
1st Floor Area	501 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	634 RUSKIN DR
City	ALGONAC
State	MI
Zip	48001-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E 35' LOT 278 & W 5' LOT 279 SUPV ROY T GILBERTS PLAT NO 2 SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	SUPRVRS ROY T GILBERTS 2-ALGON
Legal Lot Number	278-279
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4025
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 RUSKIN DR, ALGONAC, MI 48001-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2024
Transfer Doc	0005696592
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 12, 2024
Property Address	634 RUSKIN DR, ALGONAC, MI 48001-1817
Document Number	0005696592
Book / Page	5696 / 592
Map Reference	LB 48 PG 32
Instrument Date	Jan 9, 2024
Instrument	2024004004
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	634 RUSKIN DR, ALGONAC, MI 48001-1817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 RUSKIN DR, ALGONAC, MI 48001-1817

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,800 (+4.31%)	$135,600 (+4.31%)
2025	$1,626.00 (+2.14%) Homeowner's exemption	$65,000 (+17.97%)
2024	$1,592.00 (+12.75%)		$130,000 (+17.97%)
2023		$55,100
2022	$1,412.00		$110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20