St. Clair County property record for 624 Ruskin Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,708 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $161,800 (Jul 2007) |
| Tax Bill | $3,041 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-127-0016-000 |
| Primary APN | 74-01-127-0016-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Lot Area | 6,534 sqft (0.15 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Area | 792 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 624 RUSKIN DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 280 & W 10' LOT 281 SUPERVISOR ROY T GILBERT'S PLAT NO. 2 |
| Legal Subdivision | SUPERVISORS ROY T GILBERT PLAT 2 |
| Legal Lot Number | 280-281 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 649000 |
624 Ruskin Dr is owner-occupied and held in a trust since July 2007.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 624 RUSKIN DR, ALGONAC, MI 48001-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2007 · Amount on File |
| Deed Sale | Jul 10, 2007 · Amount on File |
| Prior Sale | Oct 11, 2006 · Amount on File |
| Deed Document Number | 200719838 |
| Deed Book / Page | 3741 / 581 |
| Prior Transfer Date | Nov 29, 2006 |
| Prior Transfer Doc | 003653/344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 15, 2026 |
| Property Address | 624 RUSKIN DR, ALGONAC, MI 48001-1817 |
| Document Number | 0000007893 |
| Book / Page | 5915 / 793 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20267893 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 624 RUSKIN DR, ALGONAC, MI 48001-1817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 624 RUSKIN DR, ALGONAC, MI 48001-1817 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 624 RUSKIN DR, ALGONAC, MI 48001-1817 |
| Document Number | 0005307479 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5307/479 |
| Instrument | 2021002248 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 624 RUSKIN DR, ALGONAC, MI 48001-1817 |
| Document Number | 0051450489 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 624 RUSKIN DR ALGONAC MI 480011817, ALGONAC, MI 48001-1817 |
| Document Number | 0051450489 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 005145/000489 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 23, 2040 |
The 2025 property tax bill for 624 Ruskin Dr was $3,041 with a homeowner's exemption, up 2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,600 (+8.96%) | $265,200 | |
| 2025 | $3,041.00 (+2.05%) Homeowner's exemption | $121,700 | |
| 2024 | $2,980.00 | $243,400 | |
| 2023 | $104,400 | ||
| 2022 | $2,655.00 | $208,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 624 Ruskin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 624 Ruskin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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