St. Clair County property record for 709 Ruskin Dr, Algonac, MI 48001 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Dec 2025) |
| Tax Bill | $1,307 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-127-0021-000 |
| Primary APN | 74-01-127-0021-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 74011270021000 |
|---|---|
| Street Address | 709 RUSKIN DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 286 & 287 SUPV ROY T GILBERTS PLAT NO 2 SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 2-ALGON |
| Legal Lot Number | 286-287 287 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-127-0021-000
Assessment roll updated March 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 RUSKIN DR, ALGONAC, MI 48001-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK |
| Nov 12, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2025 · Amount on Record |
| Deed Sale | Dec 09, 2025 · Amount on Record |
| Deed Document Number | 2025023506 |
| Deed Book / Page | 5878 / 544 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 09, 2025 |
| Property Address | 709 RUSKIN DR, ALGONAC, MI 48001-1652 |
| Document Number | 0005878544 |
| Book / Page | 5878 / 544 |
| Map Reference | LB 48 PG 32 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025023506 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8650 MARSH RD, CLAY, MI 48001-3904 |
| Name | Verified Name |
|---|---|
| Address | 709 RUSKIN DR, ALGONAC, MI 48001-1652 |
| Document Number | 2025023507 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 2025023507 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 01, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 12, 2019 |
| Property Address | 709 RUSKIN DR, ALGONAC, MI 48001-1652 |
| Document Number | 0051180966 |
| Book / Page | 005118 / 000966 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8650 MARSH RD CLAY MI 480013904, CLAY, MI 48001-3904 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,500 (+13.27%) | ||
| 2024 | $1,307.00 (+12.96%) | $111,000 (+13.27%) | |
| 2023 | $49,000 | ||
| 2022 | $1,157.00 | $98,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures