618 Ruskin Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 618 Ruskin Dr, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 850 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-127-0017-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-127-0017-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Architectural Style	Ranch
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Area	968 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	618 RUSKIN DR
City	ALGONAC
State	MI
Zip	48001-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40' LOT 281 SUPV ROY T GILBERTS PLAT NO 2 SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	ROY T GILBERS PLAT #2
Legal Lot Number	281
Legal Unit	281
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4025
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-127-0017-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	618 RUSKIN DR, ALGONAC, MI 48001-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
May 02, 2019	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 18, 2019
Transfer Doc	0050380892
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	618 RUSKIN DR, ALGONAC, MI 48001-1817
Transaction Type	Mortgage
Record Updated	Apr 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 RUSKIN DR, ALGONAC, MI 48001-1817

Mortgage

Document Number	5337958
Date	Mar 22, 2021
Book Page	5337/958
Instrument	2021008135

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	618 RUSKIN DR, ALGONAC, MI 48001-1817
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050520851
Date	May 02, 2019
Book Page	5052/851
Instrument	2019009118

Lender

Name	HALL FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2039

Interest

Rate Type	Fixed Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 19, 2019
Property Address	618 RUSKIN DR, ALGONAC, MI 48001-1817
Document Number	0050380892
Book / Page	005038 / 000892
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 01, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CLAIR ST MOUNT CLEMENS MI 480431708, MOUNT CLEMENS, MI 48043-1708

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 19, 2019
Property Address	618 RUSKIN DR, ALGONAC, MI 48001-1817
Document Number	0050380891
Book / Page	005038 / 000891
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 01, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CLAIR ST MOUNT CLEMENS MI 480431708, MOUNT CLEMENS, MI 48043-1708

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 (-36.5%) Homeowner's exemption	$83,300 (+16.83%)
2024	$1,792.00 (-19.71%)		$166,600 (+16.83%)
2023		$71,300
2022	$2,232.00		$142,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 97 individual NFIP policies nearby
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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