634 Falls Rd, Bainbridge, OH 45612 Property Records

Ross County property record for 634 Falls Rd, Bainbridge, OH 45612

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1975
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`21-10-10-031.000`

Property Details

APN / Parcel Number

Primary APN	`21-10-10-031.000`
Alternative APN	`101003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	101003
Street Address	634 FALLS RD
City	BAINBRIDGE
State	OH
Zip	45612-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	634 FALLS RD RES 10-10-31 0115/1028
Legal Subdivision	MILITARY SURV 2410-2262
Jurisdiction	ROSS OH
Township / Civil Division	PAINT
Census Block Group	4
Census Block	4041
Census Tract	955700

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	634 FALLS RD, BAINBRIDGE, OH 45612-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Intrafamily Transfer, Transfer
Jan 20, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 14, 2022
Transfer Doc	0005633140
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSS OH
Recording Date	Sep 15, 2022
Property Address	634 FALLS RD, BAINBRIDGE, OH 45612-9721
Document Number	0005633140
Book / Page	563 / 3140
Instrument Date	Sep 14, 2022
Instrument	202200007177
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 RICE DR APT 9, 9, WEST UNION, OH 45693-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 FALLS RD, BAINBRIDGE, OH 45612-9721

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	634 FALLS RD, BAINBRIDGE, OH 45612-9721
Document Number	0005011314
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 FALLS RD BAINBRIDGE OH 456129721, BAINBRIDGE, OH 45612-9721

Mortgage

Document Number	0005011314
Date	Feb 1, 2017
Book Page	000501/001314
Instrument	795

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.95%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	634 FALLS RD, BAINBRIDGE, OH 45612-9721
Document Number	0005011329
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 FALLS RD BAINBRIDGE OH 456129721, BAINBRIDGE, OH 45612-9721

Mortgage

Document Number	0005011329
Date	Feb 1, 2017
Book Page	000501/001329
Instrument	796

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.95%

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Paint Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+16.73%)	$36,200 (+29.1%) Land $2,730 Building $33,470	$103,420 (+29.08%) Land $7,790 Building $95,630
2024	$1,022.00 (-4.93%) Homeowner's exemption	$28,040 (-) Land $2,520 Building $25,520	$80,120 (-) Land $7,210 Building $72,910
2023	$1,075.00 (-0.28%) Homeowner's exemption	$28,040 (-) Land $2,520 Building $25,520
2022	$1,078.00 Homeowner's exemption	$28,040 Land $2,520 Building $25,520	$80,120 Land $7,210 Building $72,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	50 / 10
Glo Fiber DSL	25 / 5

May also be available: AT&T, Verizon.

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