633 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 633 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,647 sqft)
Owner	2 Individual Names on File
Last Sale	$386,500 (Aug 2025)
Tax Bill	$7,018 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-114-004`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-114-004`

Exterior

Lot Area	7,647 sqft (0.176 acres)

Location & Zoning

Street Address	633 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 240 SAWGRASS SUB PHASE 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 2
Legal Lot Number	240
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3013
Census Tract	902

Owner

633 Sedgegrass Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	633 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Jun 7, 2012 · Amount on File
Deed Document Number	202513123
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	0000029027
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	633 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011672
Date	May 19, 2021
Instrument	2021R11672

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	633 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005564
Date	Apr 25, 2025
Instrument	2025R05564

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 29, 2025
Property Address	633 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000013123
Map Reference	DOC 2004R 8008
Instrument Date	Aug 26, 2025
Instrument	2025R13123
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	633 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034

Mortgage

Document Number	0000013124
Date	Aug 29, 2025
Instrument	2025R13124

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,030 Land $19,390 Building $77,640	$291,090 Land $58,170 Building $232,920
2024	$7,018.00
2022	$6,129.00 Homeowner's exemption	$72,660 Land $14,520 Building $58,140	$217,980 Land $43,560 Building $174,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 633 Sedgegrass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 633 Sedgegrass Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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