634 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 634 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,247 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2025)
Tax Bill	$6,290 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-105-117`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-105-117`

Exterior

Lot Area	6,247 sqft (0.143 acres)

Location & Zoning

Street Address	634 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 237A SAWGRASS SUB PHASE 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 2
Legal Lot Number	237A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Champaign County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 8, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Mar 16, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202518502
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 2, 2025
Property Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000018502
Map Reference	DOC 2004R 8008
Instrument Date	Dec 2, 2025
Instrument	2025R18502
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000018503
Date	Dec 2, 2025
Instrument	2025R18503

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	0000018504
Date	Dec 2, 2025
Instrument	2025R18504

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 8, 2022
Property Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000010424
Map Reference	DOC 2004R 8008
Instrument Date	Jun 3, 2022
Instrument	2022R10424
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000010425
Date	Jun 8, 2022
Instrument	2022R10425

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 16, 2017
Property Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035
Document Number	0000004547
Map Reference	DOC2004R08008
Instrument Date	Feb 20, 2017
Instrument	2017R04547
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	634 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2035

Mortgage

Document Number	0000004548
Date	Mar 16, 2017
Instrument	2017R04548

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,670 (+12.2%) Land $13,240 Building $74,430	$263,010 (+12.2%) Land $39,720 Building $223,290
2024	$6,290.00 (+14.66%) Homeowner's exemption	$78,140 (+19.01%) Land $11,800 Building $66,340	$234,420 (+19.01%) Land $35,400 Building $199,020
2022	$5,486.00 Homeowner's exemption	$65,660 Land $9,920 Building $55,740	$196,980 Land $29,760 Building $167,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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