631 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 631 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Trust Names on Record
Last Sale	$194,500 (Nov 2005)
Tax Bill	$6,832 (2024)
Deeds & Mortgages	Jun 2025 Line of Credit Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-114-005`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-114-005`

Exterior

Lot Area	7,700 sqft (0.177 acres)

Location & Zoning

Street Address	631 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 239 SAWGRASS SUB PHASE 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 2
Legal Lot Number	239
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3013
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	631 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jan 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2005 · Amount on Record
Deed Sale	Nov 1, 2005 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	200533160
Last Transfer Date	Dec 4, 2018
Transfer Doc	0000000505
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	631 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008389
Date	Jun 13, 2025
Instrument	2025R08389

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	URBANA, IL 61801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 11, 2019
Property Address	631 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000000505
Instrument Date	Dec 4, 2018
Instrument	505
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	631 SEDGEGRASS DR CHAMPAIGN IL 618222034, CHAMPAIGN, IL 61822-2034

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,250 (+33.54%) Land $19,390 Building $80,860	$300,750 (+33.54%) Land $58,170 Building $242,580
2024	$6,832.00 (+15.97%)
2022	$5,891.00 Homeowner's exemption Senior Citizen's exemption	$75,070 Land $14,520 Building $60,550	$225,210 Land $43,560 Building $181,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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