627 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 627 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.188 acres (8,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2025)
Tax Bill	$6,324 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-114-010`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-114-010`

Exterior

Lot Area	8,171 sqft (0.188 acres)

Location & Zoning

Street Address	627 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 401 SAWGRASS SUB PHASE 4
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 4
Legal Lot Number	401
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3013
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Apr 8, 2020	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Apr 8, 2020
Deed Document Number	202517687
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 18, 2025
Property Address	627 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000017687
Map Reference	DOC 2004R29592
Instrument Date	Nov 14, 2025
Instrument	2025R17687
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	627 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034

Mortgage

Document Number	0000002399
Date	Nov 18, 2025
Instrument	2026R02399

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year CMT
Margin	2
Max Rate	12.5%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 8, 2020
Property Address	627 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034
Document Number	0000005510
Map Reference	DOC 2004R29592
Instrument Date	Feb 11, 2020
Instrument	2020R05510
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	627 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2034

Mortgage

Document Number	0000005511
Date	Apr 8, 2020
Instrument	2020R05511

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,110 (+12.2%) Land $17,680 Building $70,430	$264,330 (+12.2%) Land $53,040 Building $211,290
2024	$6,324.00 (+14.67%) Homeowner's exemption	$78,530 (+19.02%) Land $15,760 Building $62,770	$235,590 (+19.02%) Land $47,280 Building $188,310
2022	$5,515.00 Homeowner's exemption	$65,980 Land $13,240 Building $52,740	$197,940 Land $39,720 Building $158,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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