Sumner County property record for 633 Lock 4 Rd, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 988 sqft · built 1945 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Mar 2023) |
| Tax Bill | $726 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126I B 00500 |
| Primary APN | 083126I B 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,252 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 187 sqft |
| Carport | Carport |
| Carport Area | 187 sqft |
| Porch | Patio |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 633 LOCK 4 RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0001 PAGE: 0044 BLOCK: B LOT: LIST SUBD: WOODLAWN EST NO 1 |
| Legal Subdivision | WOODLAWN EST NO 1 |
| Legal Block | B |
| Legal Lot Number | IST |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20903 |
633 Lock 4 Rd is owned by a company that acquired it in April 2025.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1121 SPENCER AVE, GALLATIN, TN 37066-3951 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Warranty Deed, Transfer |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on File |
| Deed Sale | Mar 2, 2023 · Amount on File |
| Prior Sale | Nov 5, 2004 · Amount on File |
| Deed Document Number | 20231443893 |
| Deed Book / Page | 6121 / 338 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 0065730530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 2, 2023 |
| Property Address | 633 LOCK 4 RD, GALLATIN, TN 37066-3432 |
| Document Number | 0061210338 |
| Book / Page | 6121 / 338 |
| Map Reference | MB 1 PG 44 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 1443893 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $851.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1211 SPENCEE AVENUE, GALLATIN, TN 37066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 633 LOCK 4 RD, GALLATIN, TN 37066-3432 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056560781 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 5656/781 |
| Instrument | 1373281 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 633 LOCK 4 RD, GALLATIN, TN 37066-3432 |
| Document Number | 0050940001 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 633 LOCK 4 RD GALLATIN TN 370663432, GALLATIN, TN 37066-3432 |
| Investor | Possibly a Property Investor |
| Document Number | 0050940001 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 005094/000001 |
| Instrument | 1292673 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 633 LOCK 4 RD, GALLATIN, TN 37066-3432 |
| Document Number | 0048160523 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Title Company | TENNESSEE TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 633 LOCK 4 RD GALLATIN TN 370663432, GALLATIN, TN 37066-3432 |
| Document Number | 0048160523 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 004816/000523 |
| Instrument | 1245671 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 17, 2033 |
The 2025 property tax bill for 633 Lock 4 Rd was $726.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $726.00 | $51,100 Land $25,000 Building $26,100 | |
| 2024 | $204,400 Land $100,000 Building $104,400 | ||
| 2023 | $1,296.00 (-0.31%) | $42,450 (-) Land $25,000 Building $17,450 | |
| 2022 | $1,300.00 | $42,450 Land $25,000 Building $17,450 | |
| 2021 | $169,800 Land $100,000 Building $69,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 633 Lock 4 Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 633 Lock 4 Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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