Sumner County property record for 628 Lock 4 Rd, Gallatin, TN 37066 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,302 sqft Living Area |
| Lot Size | 22,800 sqft (0.523 acres) |
| Garage | Mixed, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2014) |
| Tax Bill | $1,285.00 (2025) |
| Primary APN | 083126P H 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,702 sqft Gross Area |
| 1st Floor | 1,302 sqft 1st Floor |
| Basement Area | 1,302 sqft Basement |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,800 sqft (0.523 acres) |
| Depth X Width | 285 ft x 80 ft Depth x Width |
| Driveway | Driveway |
| Driveway Area | 4,952 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 220 sqft Deck |
| Patio Area | 168 sqft Patio |
| Porch Area | 75 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 628 LOCK 4 RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3433 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT: 11 PAGE: 308 BLOCK: LOT: 7 SUBD: HIDDEN CAVERN SEC 1 |
| Legal Subdivision | HIDDEN CAVERN SEC 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SUMNER TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 20903 |
Source: Sumner County records · APN 083126P H 00700
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 LOCK 4 RD, GALLATIN, TN 37066-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2014 · Amount on Record |
| Deed Sale | Jun 03, 2014 · Amount on Record |
| Deed Doc Number | 20141086434 |
| Deed Book / Page | 3951 / 248 |
| Prior Transfer Date | May 29, 2014 |
| Prior Transfer Doc | 0039510244 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 628 LOCK 4 RD, GALLATIN, TN 37066-3433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056440746 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 5644/746 |
| Instrument | 1371492 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Sep 01, 2044 |
Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,285.00 (-31.25%) | $90,400 (+47.59%) Land $25,000 Building $65,400 | |
| 2024 | $361,600 (+47.59%) Land $100,000 Building $261,600 | ||
| 2023 | $1,869.00 (-0.32%) | $61,250 (-) Land $25,000 Building $36,250 | |
| 2022 | $1,875.00 | $61,250 Land $25,000 Building $36,250 | |
| 2021 | $245,000 Land $100,000 Building $145,000 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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