624 Lock 4 Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 624 Lock 4 Rd, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,070 sqft · built 1987
Lot Size	0.523 acres (22,800 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Mar 2006)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`083126P H 00600`

Property Details

APN / Parcel Number

Primary APN	`083126P H 00600`
Alternative APN	`126P H 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,526 sqft
Basement Area	378 sqft
Finished Basement	378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,800 sqft (0.523 acres)
Lot Dimensions	285 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	720 sqft
Driveway	Driveway
Driveway Area	1,400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	144 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	624 LOCK 4 RD
City	GALLATIN
State	TN
Zip	37066-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 11 PAGE: 308 BLOCK: LOT: 6 SUBD: HIDDEN CAVERN SEC 1
Legal Subdivision	HIDDEN CAVERN SEC 1
Legal Lot Number	6
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	20903

Owner

Source: Sumner County assessment roll, APN 083126P H 00600, as of January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	624 LOCK 4 RD, GALLATIN, TN 37066-3433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2006 · Amount on Record
Deed Sale	Mar 15, 2006 · Amount on Record
Prior Sale	Mar 04, 2002 · Amount on Record
Deed Document Number	2006786191
Deed Book / Page	2461 / 264
Prior Transfer Date	Jun 16, 1998
Prior Transfer Doc	0008360029
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	624 LOCK 4 RD, GALLATIN, TN 37066-3433
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045200774
Date	Apr 26, 2017
Book Page	4520/774
Instrument	1192892

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2032

Tax Assessment & Valuation

Source: Sumner County assessment roll as of January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (-26.37%)	$109,875 (+58.21%) Land $25,000 Building $84,875
2024			$439,500 (+58.21%) Land $100,000 Building $339,500
2023	$2,120.00 (+6.32%)	$69,450 (-) Land $25,000 Building $44,450
2022	$1,994.00	$69,450 Land $25,000 Building $44,450
2021			$277,800 Land $100,000 Building $177,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650209031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 230 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.