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  3. Sumner County
  4. Gallatin
  5. Lock 4 Rd

644 Lock 4 Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 644 Lock 4 Rd, Gallatin, TN 37066 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 2009
Square Footage1,339 sqft Living Area
Lot Size23,655 sqft (0.543 acres)
OccupancyOwner Occupied
Last Sale$229,000 (2020)
Tax Bill$1,120.00 (2025)

Property Details

APN / Parcel Number

Primary APN083126P H 01100
Alternative APN
  • 126P H 01100

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,339 sqft Living Area
Gross Area1,475 sqft Gross Area
1st Floor1,339 sqft 1st Floor
Basement Area1,339 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2009
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area23,655 sqft (0.543 acres)
Depth X Width285 ft x 83.5 ft Depth x Width
Deck Area180 sqft Deck
Patio Area180 sqft Patio
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address644 LOCK 4 RD
CityGALLATIN
StateTN
Zip37066-3433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT: 13 PAGE: 226 BLOCK: LOT: 11 SUBD: HIDDEN CAVERN SEC 1
Legal SubdivisionHIDDEN CAVERN SEC 1-
Legal Lot Number11
JurisdictionSUMNER TN
Minor Civil Division6
Census Blockgroup1
Census Block1011
Census Tract20903

Owner

Source: Sumner County records · APN 083126P H 01100

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 17, 2020Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Nov 27, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS
Nov 06, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 08, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Doc Number20201324183
Deed Book / Page5310 / 229
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Recording DateJul 10, 2026
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0001557041
Book / Page6893 / 154
Instrument DateJun 23, 2026
Instrument20261557041
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 LOCK 4 RD, GALLATIN, TN 37066-3433

Mortgage

Document Number0001557041,
DateJul 10, 2026
Book Page6893/154
Instrument20261557041
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 27, 2051
Interest
Rate6.53%
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050080835
DateAug 19, 2019
Book Page5008/835
Instrument1279539
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateAug 17, 2020
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0053100229
Book / Page5310 / 229
Map ReferenceMB 13 PG 226
Instrument DateAug 14, 2020
Instrument1324183
Transaction TypeTransfer
Record UpdatedOct 07, 2021
Title CompanyFOUNDATION T&E MT JULIET

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$847.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 LOCK 4 RD, GALLATIN, TN 37066-3433

Mortgage

Document Number5310232
DateAug 17, 2020
Instrument5310/232
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateNov 27, 2019
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0050880394
Book / Page005088 / 000394
Instrument DateNov 18, 2019
Instrument1291813
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyMIDTOWN TITLE COMPANY, MIDTOWN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$806.60
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 LOCK 4 RD GALLATIN TN 370663433, GALLATIN, TN 37066-3433

Mortgage

Document Number50880397
DateNov 27, 2019
Book Page005088/000397
Instrument1291814
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateNov 06, 2019
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0050710649
Book / Page005071 / 000649
Instrument DateSep 30, 2019
Instrument1289318
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address137 MIMOSA DR GALLATIN TN 370664484, GALLATIN, TN 37066-4484

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateAug 08, 2019
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0050020174
Book / Page005002 / 000174
Instrument DateAug 08, 2019
Instrument1278367
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address137 MIMOSA DR GALLATIN TN 370664484, GALLATIN, TN 37066-4484

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateMar 15, 2018
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0047070513
Book / Page004707 / 000513
Instrument DateMar 15, 2018
Instrument1226338
Transaction TypeTransfer
Record UpdatedApr 04, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address137 MIMOSA DR GALLATIN TN 370664484, GALLATIN, TN 37066-4484

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateJun 22, 2017
Property Address644 LOCK 4 RD, GALLATIN, TN 37066-3433
Document Number0045560261
Book / Page004556 / 000261
Instrument DateJun 22, 2017
Instrument1199219
Transaction TypeTransfer
Record UpdatedAug 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 MIMOSA DR GALLATIN TN 370664484, GALLATIN, TN 37066-4484

Tax Assessment & Valuation

Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,120.00 (-25.13%)$78,825 (+60.79%) Land $25,000 Building $53,825
2024$315,300 (+60.79%) Land $100,000 Building $215,300
2023$1,496.00 (-0.33%)$49,025 (-) Land $25,000 Building $24,025
2022$1,501.00$49,025 Land $25,000 Building $24,025
2021$196,100 Land $100,000 Building $96,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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