633 Garner Dr, Ozark, MO 65721 Property Records

Christian County property record for 633 Garner Dr, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,238 sqft · built 2006
Lot Size5.3 acres (230,868 sqft)
Owner2 Company Names on Record
Tax Bill$4,446 (2024)
Deeds & MortgagesApr 2022 Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-0.8-27-0-0-5.016

Property Details

APN / Parcel Number

Primary APN18-0.8-27-0-0-5.016
Alternative APN
  • 18-0.8-27-000-000-005.016

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,238 sqft Living Area
1st Floor Area2,238 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area230,868 sqft (5.3 acres)
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address633 GARNER DR
CityOZARK
StateMO
Zip65721-5328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 STONE HOLLOW
Legal Range21W
Legal Township26N
Legal Section27
Legal SubdivisionSTONE HOLLOW
Legal Lot Number14
JurisdictionCHRISTIAN MO
Township / Civil DivisionNORTH GALLOWAY
Census Block Group1
Census Block1019
Census Tract20502

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address633 GARNER DR, OZARK, MO 65721-5328
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
GUARANTY BANK
Feb 25, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
SPRINGFIELD FIRST COMMUNITY BANK
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRINGFIELD FIRST COMMUNITY BANK
Jan 7, 2021Deed of Trust, Mortgage · Line of Credit
SPRINGFIELD FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2024
Deed SaleSep 13, 2024
Prior SaleFeb 25, 2022 · Amount on Record
Deed Document Number202410069
Deed Book / Page2024 / 9928
Prior Transfer DateAug 25, 2016
Prior Transfer Doc0201611794
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address633 GARNER DR, OZARK, MO 65721-5328
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 GARNER DR, OZARK, MO 65721-5328

Mortgage

Document Number0202205483
DateApr 14, 2022
Book Page2022/5483
Instrument2022L05538
Lender
NameGUARANTY BANK
TypeBank
Address88804
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHRISTIAN MO
Recording DateFeb 25, 2022
Property Address633 GARNER DR, OZARK, MO 65721-5328
Document Number0202202877
Book / Page2022 / 2877
Instrument DateFeb 17, 2022
Instrument2022L02906
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyPREFERRED TITLE/MO INC, PREFERRED TITLE OF MO INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 GARNER DR, OZARK, MO 65721-5328

Mortgage

Document Number2022L02907
DateFeb 25, 2022
Instrument2022L02907
Lender
NameSPRINGFIELD FIRST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address633 GARNER DR, OZARK, MO 65721-5328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202013800
DateAug 26, 2020
Book Page2020/13800
Instrument2020L13931
Lender
NameSPRINGFIELD FIRST COMMUNITY BANK
TypeBank
AddressSPRINGFIELD, MO 65804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address633 GARNER DR, OZARK, MO 65721-5328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202100397
DateJan 7, 2021
Book Page2021/397
Instrument2021L00399
Lender
NameSPRINGFIELD FIRST COMMUNITY BANK
TypeBank
AddressOZARK, MO 65721
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,000 (+3.2%)$326,300 (+3.19%) Land $50,000 Building $276,300
2024$4,446.00
2023$60,080$316,200 Land $50,000 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLANDVILLE PWS
serves 1,417 people · EPA ID MO5024134
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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