Christian County property record for 371 Garner Dr, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,676 sqft · built 2007 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0.8-27-0-0-5.004 |
| Primary APN | 18-0.8-27-0-0-5.004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,676 sqft Adjusted Area |
| 1st Floor Area | 2,716 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 132,422 sqft (3.04 acres) |
| Garage Area | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 371 GARNER DR |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 STONE HOLLOW ( SB-190 APPROVED APPLICANT ) |
| Legal Range | 21 |
| Legal Township | 26 |
| Legal Section | 27 |
| Legal Subdivision | STONE HOLLOW |
| Legal Lot Number | 2 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | NORTH GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20502 |
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 371 GARNER DR, OZARK, MO 65721-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2021 | Warranty Deed, Transfer · Closed-End Mortgage LAMAR BANK & TRUST CO |
| Aug 31, 2017 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2021 |
| Deed Sale | Jul 20, 2021 |
| Prior Sale | Aug 31, 2017 |
| Deed Document Number | 2021013178 |
| Deed Book / Page | 2021 / 013178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 371 GARNER DR, OZARK, MO 65721-5325 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202005326 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 2020/5326 |
| Instrument | 2020L05380 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jul 20, 2021 |
| Property Address | 371 GARNER DR, OZARK, MO 65721-5325 |
| Document Number | 0202113178 |
| Book / Page | 2021 / 13178 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021L13289 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3211 E INDEPENDENCE ST, SPRINGFIELD, MO 65804-5105 |
| Document Number | 2021L13290 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021L13290 |
| Name | LAMAR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Aug 31, 2017 |
| Property Address | 371 GARNER DR, OZARK, MO 65721-5325 |
| Document Number | 0201711265 |
| Book / Page | 2017 / 11265 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 2017L11385 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | HOGAN LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 371 GARNER DR, OZARK, MO 65721-5325 |
| Document Number | 2017L11386 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017L11386 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $52,920 (+9.14%) | $278,500 (+9.13%) Land $30,000 Building $248,500 |
| 2023 | $48,490 | $255,200 Land $30,000 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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