Christian County property record for 770 Garner Dr, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,864 sqft · built 2006 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Mar 2020) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0.8-28-000-000-013.005 |
| Primary APN | 18-0.8-28-000-000-013.005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 3,864 sqft Adjusted Area |
| 1st Floor Area | 2,016 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 202,554 sqft (4.65 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 770 GARNER DR |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 STONE HOLLOW |
| Legal Range | 21 |
| Legal Township | 26 |
| Legal Section | 28 |
| Legal Subdivision | STONE HOLLOW |
| Legal Lot Number | 20 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | NORTH GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20502 |
770 Garner Dr is owned and occupied by an individual who bought it in March 2020.
Source: Christian County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 770 GARNER DR, OZARK, MO 65721-5332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| Mar 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA |
| Feb 3, 2020 | Court-Ordered Deed, Foreclosure NOT AVAILABLE |
| Mar 23, 2017 | Loan Modification, Mortgage GOD CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on File |
| Deed Sale | Mar 18, 2020 · Amount on File |
| Prior Sale | Feb 3, 2020 |
| Deed Document Number | 2020003516 |
| Deed Book / Page | 2020 / 003516 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 770 GARNER DR, OZARK, MO 65721-5332 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 770 GARNER DR, OZARK, MO 65721-5332 |
| Document Number | 0202217657 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | 2022/17657 |
| Instrument | 2022L17838 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Mar 18, 2020 |
| Property Address | 770 GARNER DR, OZARK, MO 65721-5332 |
| Document Number | 0202003516 |
| Book / Page | 2020 / 3516 |
| Map Reference | MB H PG 271 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020L03558 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | GREAT AMER TTL ALL BRANCHES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 770 GAMER ROAD, OZARK, MO 65721 |
| Document Number | 2020L03559 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020L03559 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Feb 3, 2020 |
| Property Address | 770 GARNER DR, OZARK, MO 65721-5332 |
| Document Number | 0202001330 |
| Book / Page | 002020 / 001330 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 1344 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6091 BRANSON MO 656156091, BRANSON, MO 65615-6091 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 770 GARNER DR, OZARK, MO 65721-5332 |
| Document Number | 0201704195 |
| Book / Page | 002017 / 004195 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 770 GARNER DR OZARK MO 657215332, OZARK, MO 65721-5332 |
| Document Number | 0201704195 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 002017/004195 |
| Instrument | 4234 |
| Name | GOD CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65803 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 9, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $55,750 | $293,400 Land $46,000 Building $247,400 |
| 2023 | $52,380 | $275,700 Land $46,000 Building $229,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 770 Garner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 770 Garner Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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