Christian County property record for 540 Garner Dr, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,488 sqft · built 2006 |
| Lot Size | 4.16 acres (181,210 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,400 (Apr 2020) |
| Tax Bill | $3,515 (2024) |
| Deeds & Mortgages | Jul 2023 Sale Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0.8-27-0-0-5.012 |
| Primary APN | 18-0.8-27-0-0-5.012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 181,210 sqft (4.16 acres) |
| Garage Area | 912 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 540 GARNER DR |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 STONE HOLLOW |
| Legal Range | 21W |
| Legal Township | 26N |
| Legal Section | 27 |
| Legal Subdivision | STONE HOLLOW |
| Legal Lot Number | 10 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | NORTH GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20502 |
Source: Christian County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 GARNER DR, OZARK, MO 65721-5329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Beneficiary Deed, Transfer |
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit ASSEMBLIES OF GOD CU |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on Record |
| Deed Sale | Apr 14, 2020 · Amount on Record |
| Prior Sale | Dec 15, 2011 · Amount on Record |
| Deed Document Number | 20204921 |
| Deed Book / Page | 2020 / 4869 |
| Last Transfer Date | Jul 25, 2023 |
| Transfer Doc | 0202308072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jul 28, 2023 |
| Property Address | 540 GARNER DR, OZARK, MO 65721-5329 |
| Document Number | 0202308072 |
| Book / Page | 2023 / 8072 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023L08181 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 540 GARNER DR, OZARK, MO 65721-5329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 540 GARNER DR, OZARK, MO 65721-5329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201704135 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 2017/04135 |
| Instrument | 2017L04174 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 6, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Apr 14, 2020 |
| Property Address | 540 GARNER DR, OZARK, MO 65721-5329 |
| Document Number | 0202004869 |
| Book / Page | 2020 / 4869 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 2020L04921 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | GREAT AMER TTL ALL BRANCHES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 GARNER DR, OZARK, MO 65721-5329 |
| Document Number | 2020L04922 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2020L04922 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,850 (+6.38%) | $246,600 (+6.38%) Land $40,000 Building $206,600 | |
| 2024 | $3,515.00 | ||
| 2023 | $44,040 (+4.14%) | $231,800 (+4.13%) Land $40,000 Building $191,800 | |
| 2022 | $42,290 | ||
| 2021 | $222,600 Land $40,000 Building $182,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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