6325 Whip O Will Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6325 Whip O Will Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	1,596 sqft Heated Area
Lot Size	88,862 sqft (2.04 acres)
Occupancy	Owner Occupied
Last Sale	$444,000 (2021)
Tax Bill	$4,529.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1426315475000100A2`
Alternative APN	`97614`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,596 sqft Heated Area
Gross Area	2,596 sqft Gross Area
1st Floor	1,596 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	88,862 sqft (2.04 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	240 sqft Shed
Porch	Open Porch
Porch Area	516 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97614
Street Address	6325 WHIP O WILL LN
City	SAINT CLOUD
State	FL
Zip	34771-9537
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHIP-O-WILL HILL PB 2 PG 149 BEG AT SWLY COR LOT A N 50 DEG E ALONG R/W 197 FT, N 32 DEG W 441.14 FT, S 58 DEG W 194.95 FT, S
Legal Range	31E
Legal Township	26S
Legal Section	14
Legal Subdivision	WHIP "O" WILL HILL
Legal Tract	5475
Legal Block	1
Legal Lot Number	A
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43802

Owner

Source: Osceola County records · APN 1426315475000100A2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6325 WHIP O WILL LN, SAINT CLOUD, FL 34771-9537
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Nov 02, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Nov 02, 2020 · Amount on Record
Deed Doc Number	2021100166
Deed Book / Page	5989 / 2836
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 25, 2021
Property Address	6325 WHIP O WILL LN, SAINT CLOUD, FL 34771-9537
Document Number	0059892836
Book / Page	5989 / 2836
Instrument Date	Jun 24, 2021
Instrument	2021100166
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,108.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4355 KAISER AVE, 4355, SAINT CLOUD, FL 34772-8035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6325 WHIP O WILL LN, SAINT CLOUD, FL 34771-9537

Mortgage

Document Number	59892838
Date	Jun 25, 2021
Instrument	5989/2838

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 02, 2020
Property Address	6325 WHIP O WILL LN, SAINT CLOUD, FL 34771-9537
Document Number	0058232836
Book / Page	5823 / 2836
Instrument Date	Oct 30, 2020
Instrument	2020148264
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WHIP O WILL LANE, 635, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 KAISER AVE, SAINT CLOUD, FL 34772-8035

Mortgage

Document Number	0058232837
Date	Nov 02, 2020
Instrument	5823/2837

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,529.00 (+7.09%) Homeowner's exemption	$316,363 (+5.99%)	$341,600 (+4.85%) Land $91,800 Building $249,800
2023	$4,229.00 (+4.03%) Homeowner's exemption	$298,494 (+3%)	$325,800 (+12.42%) Land $81,600 Building $244,200
2022	$4,065.00 Homeowner's exemption	$289,800 Land $81,600 Building $208,200	$289,800 Land $81,600 Building $208,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

6325 Whip O Will Ln, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Whip O Will Ln

Nearby Streets

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