Osceola County property record for 6326 Whip O Will Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,930 sqft · built 2023 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $391,900 (Apr 2023) |
| Tax Bill | $4,503 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-31-4723-0001-1450 |
| Primary APN | 14-26-31-4723-0001-1450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 1,016 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Heating System | HVAC |
|---|
| Street Address | 6326 WHIP O WILL LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE GLEN PB 31 PGS 28-34 LOT 145 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | PINE GLEN |
| Legal Lot Number | 145 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43802 |
Source: Osceola County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6326 WHIP O WILL LN, SAINT CLOUD, FL 34771-9554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 24, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Deed Document Number | 202349438 |
| Deed Book / Page | 6393 / 2325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 27, 2026 |
| Property Address | 6326 WHIP O WILL LN, SAINT CLOUD, FL 34771-9554 |
| Document Number | 0000069475 |
| Book / Page | 6977 / 2439 |
| Instrument Date | May 4, 2026 |
| Instrument | 202669475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6326 WHIP O WILL LN, SAINT CLOUD, FL 34771-9554 |
| Document Number | 0000069475, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 6977/2439 |
| Instrument | 202669475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 6326 WHIP O WILL LN, SAINT CLOUD, FL 34771-9554 |
| Document Number | 0063932325 |
| Book / Page | 6393 / 2325 |
| Map Reference | MB 31 PG 29 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023049438 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,743.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6875 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-6009 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6326 WHIP O WILL LN, SAINT CLOUD, FL 34771-9554 |
| Document Number | 0063932329 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 6393/2329 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,503.00 (+205.91%) Homeowner's exemption | $314,500 (+349.29%) Land $65,000 Building $249,500 | $314,500 (+349.29%) Land $65,000 Building $249,500 |
| 2023 | $1,472.00 (+110.89%) | $70,000 (+4%) Land $70,000 | $70,000 (+4%) Land $70,000 |
| 2022 | $698.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon, Xfinity.
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