6309 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6309 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$818,000 (Oct 2026)
Tax Bill	$370 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2026 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12362-80004-00000`

Property Details

APN / Parcel Number

Primary APN	`12362-80004-00000`
Alternative APNs	`12-36-2-80-001-0-0000` `12-36-2-80-003-0-0000`

Exterior

Lot Area	54,014 sqft (1.24 acres)
Lot Dimensions	125 ft deep x 91 ft wide

Location & Zoning

Old Parcel Number	123628000300000
Street Address	6309 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD HEIGHTS 4TH LOT 12
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	WEXFORD HEIGHTS 4TH
Legal Lot Number	12
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1042
Census Tract	205

Owner

6309 Rapids Ridge Rd NE is owned and occupied by two individuals who bought it in October 2026.

Source: Linn County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKERS TRUST COMPANY
Mar 2, 2026	Deed of Trust, Mortgage · Construction Mortgage HIAWATHA BANK & TRUST COMPANY
Apr 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage HILLS BANK & TRUST COMPANY
Dec 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HILLS BANK AND TRUST CO
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEDAR RAPIDS BK&TR
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CEDAR RAPIDS BK&TR
Oct 9, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	202629987
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 7, 2026
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0000029987
Instrument Date	Oct 6, 2026
Instrument	202629987
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866

Mortgage

Document Number	0000029988,
Date	Oct 7, 2026
Instrument	202629988

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BOYSON RD, MARION, IA 52302-9429

Mortgage

Document Number	2026005222
Date	Mar 2, 2026
Instrument	2026-005222

Lender

Name	HIAWATHA BANK & TRUST COMPANY
Type	Bank
Address	777 N CENTER POINT RD, HIAWATHA, IA 52233

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 18TH AVE, HIAWATHA, IA 52233-2038

Mortgage

Document Number	1152274140
Date	Apr 19, 2024
Book Page	11522/74140

Lender

Name	HILLS BANK & TRUST COMPANY
Type	Private Party
Address	131 E MAIN ST, HILLS, IA 52235

Agreement

Type	Commercial Mortgage

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Dec 7, 2022
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	1151200153
Book / Page	11512 / 153
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 18TH AVE, HIAWATHA, IA 52233-2038

Mortgage

Document Number	0011512154
Date	Dec 7, 2022
Instrument	11512/154

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 2, 2025

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0107980468
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6309 RAPIDS RIDGE RD NE CEDAR RAPIDS IA 524117866, CEDAR RAPIDS, IA 52411-7866

Mortgage

Document Number	0107980468
Date	Oct 9, 2020
Book Page	010798/000468

Lender

Name	CEDAR RAPIDS BK&TR
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 8, 2025

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 9, 2020
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0107980467
Book / Page	010798 / 000467
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4625 SUGAR PINE DR NE CEDAR RAPIDS IA 524022223, CEDAR RAPIDS, IA 52402-2223

Mortgage

Document Number	107980468
Date	Oct 9, 2020
Book Page	010798/000468

Lender

Name	CEDAR RAPIDS BK&TR
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 8, 2025

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 9, 2020
Property Address	6309 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0107980466
Book / Page	010798 / 000466
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	222 3RD AVE SE #299 CEDAR RAPIDS IA 524011542, 299, CEDAR RAPIDS, IA 52401-1542

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,800 (-54.84%) Land $71,800	$71,800 (-54.84%) Land $71,800
2025		$159,000 Land $159,000	$159,000 Land $159,000
2024	$370.00
2023		$9,200 Land $9,200	$9,200 Land $9,200
2022	$194.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6309 Rapids Ridge Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6309 Rapids Ridge Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: GigFire, Palo Cooperative Telephone Association.

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