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  5. Watervale Dr

606 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 606 Watervale Dr, Saint Augustine, FL 32092 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2022
Square Footage2,839 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$721,000 (2026)
Tax Bill$6,956.00 (2025)

Property Details

APN / Parcel Number

Primary APN026552-0760

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area2,839 sqft Living Area
Gross Area3,479 sqft Gross Area
1st Floor1,384 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area640 sqft Garage
Porch Area374 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address606 WATERVALE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1772
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description100/48-61 HOLLY FOREST LOT 76 OR5572/1967
Legal Range28E
Legal Township05S
Legal Section30
Legal SubdivisionHOLLY FOREST
Legal Block1
Legal Lot Number76
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records · APN 026552-0760

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7851 BIRCH BRANCH TER, ALEXANDRIA, VA 22315-6129
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 12, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jun 06, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Prior SaleJun 06, 2022 · Amount on Record
Deed Doc Number202632647
Deed Book / Page6345 / 1386
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address606 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772

Mortgage

Document Number0056180671
DateAug 17, 2022
Book Page5618/671
Instrument2022079760
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 02, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address606 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 WATERVALE DR, ST AUGUSTINE, FL 32092-1772

Mortgage

Document Number0061120401
DateMar 12, 2025
Book Page6112/401
Instrument2025019167
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 09, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 16, 2026
Property Address606 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Document Number0000032647
Book / Page6345 / 1386
Instrument DateApr 14, 2026
Instrument2026.32647
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyCLOSING TABLE, CLOSING BEAR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$509,747.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032648,
DateApr 16, 2026
Book Page6345/1388
Instrument2026.32648
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 06, 2022
Property Address606 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Document Number0055721967
Book / Page5572 / 1967
Map ReferenceMB 100 PG 48-61
Instrument DateMay 31, 2022
Instrument2022056513
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,671.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 WATERVALE DR, ST AUGUSTINE, FL 32092-1772

Mortgage

Document Number0055721969
DateJun 06, 2022
Instrument5572/1969
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$512,785 (-3.33%) Land $110,000 Building $402,785$512,785 (-5.64%) Land $110,000 Building $402,785
2025$6,956.00 (+11.76%) Homeowner's exemption$530,470 (+2.9%)$543,432 (+0.79%) Land $110,000 Building $433,432
2024$6,224.00 (+1.92%) Homeowner's exemption$515,520 (+3%)$539,151 (+7.72%) Land $110,000 Building $429,151
2023$6,107.00 (+341.9%) Homeowner's exemption$500,505 (+458.6%)$500,505 (+458.6%) Land $95,000 Building $405,505
2022$1,382.00$89,600$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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