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632 Rutter St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 632 Rutter St, Saint Libory, IL 62282

Property Summary

Property TypeSingle Family Home
Details1,520 sqft · built 1990
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$107,500 (Dec 2019)
Tax Bill$723 (2019)
Deeds & MortgagesDec 2019 Sale & Mortgage
APN19-13-0-102-001

Property Details

APN / Parcel Number

Primary APN19-13-0-102-001

Interior

Stories1 Story
Building Area1,520 sqft Living Area
Gross Area1,982 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area7,405 sqft (0.169 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address632 RUTTER ST
CitySAINT LIBORY
StateIL
Zip62282-0286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUTTERS 2ND ADD LOT/SEC-125 A02637576 & PT VAC RUTTERS 2ND ADD A01773273
Legal SubdivisionRUTTERS 2ND ADD
Legal Lot Number125
JurisdictionST CLAIR IL
Township / Civil DivisionFAYETTEVILLE
Census Block Group2
Census Block2028
Census Tract504002

Owner

Source: St. Clair County records · APN 19-13-0-102-001

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address632 RUTTER ST # 395, 395, SAINT LIBORY, IL 62282-0286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Deed Document NumberA02637576
Record UpdatedJun 07, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateDec 30, 2019
Property Address632 RUTTER ST, SAINT LIBORY, IL 62282-0286
Document Number00A2637576
Instrument DateDec 20, 2019
Instrument2637576
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$161.25
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 HICKORY DR FREEBURG IL 622431918, FREEBURG, IL 62243-1918

Mortgage

Document NumberA2637577
DateDec 30, 2019
Instrument2637577
Lender
NameFCB BANKS
AddressCOLLINSVILLE, IL 62234
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2049
Interest
Rate4.25%

Mortgage

Document NumberA2637578,
DateDec 30, 2019
Instrument2637578
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionFayetteville Township
MunicipalitySt. Libory Village
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSt. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$27,239 Land $1,397 Building $25,842$81,717 Land $4,191 Building $77,526
2019$723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Egyptian Telephone Cooperative Association
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 54 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST LIBORY
serves 628 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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