617 Rutter St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 617 Rutter St, Saint Libory, IL 62282 · Last verified March 2024

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 2006
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Feb 2024)
Tax Bill	$2,271 (2019)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2019 Sale & Mortgage
APN	`19-13-0-116-026`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-116-026`

Interior

Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	3,224 sqft

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,761 sqft (0.269 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	617 RUTTER ST
City	SAINT LIBORY
State	IL
Zip	62282-0285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTTERS 2ND ADD PT IN A02609800
Legal Subdivision	RUTTERS 2ND ADD
Legal Tract	2
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2007
Census Tract	504002

Owner

Source: St. Clair County records · APN 19-13-0-116-026

Assessment roll updated January 1, 2022 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	617 RUTTER ST, SAINT LIBORY, IL 62282-0285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · USDA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	A02805247
Record Updated	Jun 07, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 12, 2024
Property Address	617 RUTTER ST, SAINT LIBORY, IL 62282-0285
Document Number	0A02805247
Map Reference	DOC A02781884
Instrument Date	Feb 10, 2024
Instrument	A02805247
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	617 RUTTER ST, SAINT LIBORY, IL 62282-0285

Mortgage

Document Number	0A02805248
Date	Feb 12, 2024
Instrument	A02805248

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 15, 2019
Property Address	617 RUTTER ST, SAINT LIBORY, IL 62282-0285
Document Number	00A2609800
Instrument Date	Apr 12, 2019
Instrument	2609800
Transaction Type	Transfer
Record Updated	May 06, 2019
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 RUTTER ST ST LIBORY IL 622820285, ST LIBORY, IL 62282-0285

Mortgage

Document Number	A2609801
Date	Apr 15, 2019
Instrument	2609801

Lender

Name	USAA
Address	SANANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$33,150 Land $2,033 Building $31,117	$99,450 Land $6,099 Building $93,351
2019	$2,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Egyptian Telephone Cooperative Association	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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