626 Rutter St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 626 Rutter St, Saint Libory, IL 62282 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,128 sqft · built 1984
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$124,500 (Nov 2017)
Tax Bill	$2,827 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Line of Credit + 3 more
APN	`19-13-0-101-007`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-101-007`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
Basement Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Mixed
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	664 sqft
Patio Area	664 sqft
Canopy	105 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	626 RUTTER ST
City	SAINT LIBORY
State	IL
Zip	62282-0286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTTERS 2ND ADD LOT/SEC-142 A02558705
Legal Subdivision	RUTTERS 2ND ADD
Legal Block	101
Legal Lot Number	142
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2029
Census Tract	504002

Owner

Source: St. Clair County records · APN 19-13-0-101-007

Assessment roll updated August 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Dec 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 16, 2017	Warranty Deed, Transfer FIRST INTEGRITY MTG SVCS
Nov 15, 2017	Deed of Trust, Mortgage FIRST INTEGRITY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	May 28, 2009 · Amount on Record
Deed Document Number	20172558705
Last Transfer Date	Feb 13, 2026
Transfer Doc	0A02875324
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Feb 20, 2026
Property Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286
Document Number	0A02875324
Map Reference	MB N PG 40
Instrument Date	Feb 13, 2026
Instrument	A02875324
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286

Mortgage

Document Number	0A02875325
Date	Feb 20, 2026
Instrument	A02875325

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.37%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286
Transaction Type	Mortgage
Record Updated	Sep 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02789402
Date	Aug 16, 2023
Instrument	A02789402

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02728401
Date	Dec 06, 2021
Instrument	A02728401

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 01, 2046

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 16, 2017
Property Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286
Document Number	00A2558705
Instrument Date	Nov 15, 2017
Instrument	2558705
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$186.75
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 RUTTER ST ST LIBORY IL 622820286, ST LIBORY, IL 62282-0286
Investor	Possibly a Property Investor

Mortgage

Document Number	A2558706
Date	Nov 16, 2017
Instrument	2558706

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	ST LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	626 RUTTER ST, SAINT LIBORY, IL 62282-0286
Document Number	00A2558706
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RUTTER ST ST LIBORY IL 622820286, ST LIBORY, IL 62282-0286

Mortgage

Document Number	00A2558706
Date	Nov 16, 2017
Instrument	2558706

Lender

Name	FIRST INTEGRITY MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,827.00 (+60.44%) Homeowner's exemption	$40,897 (+36.16%) Land $1,704 Building $39,193	$122,691 (+36.16%) Land $5,112 Building $117,579
2022		$30,036 Land $1,397 Building $28,639	$90,108 Land $4,191 Building $85,917
2019	$1,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Egyptian Telephone Cooperative Association	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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