625 Rutter St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 625 Rutter St, Saint Libory, IL 62282 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 2006
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Nov 2019)
Tax Bill	$2,707 (2019)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Dec 2017 Line of Credit + 1 more
APN	`19-13-0-116-015`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-116-015`

Interior

Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	3,720 sqft

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,761 sqft (0.269 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	440 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	625 RUTTER ST
City	SAINT LIBORY
State	IL
Zip	62282-0285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTTERS 2ND ADD PT A02634206
Legal Subdivision	RUTTERS 2ND ADD
Legal Tract	2
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2008
Census Tract	504002

Owner

Source: St. Clair County records · APN 19-13-0-116-015

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	625 RUTTER ST # 322, 322, SAINT LIBORY, IL 62282-0285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Dec 04, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	A02634206
Record Updated	Jun 07, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 22, 2019
Property Address	625 RUTTER ST, SAINT LIBORY, IL 62282-0285
Document Number	00A2634206
Instrument Date	Nov 19, 2019
Instrument	2634206
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3600 LUNCH RD BELLEVILLE IL 622205816, BELLEVILLE, IL 62220-5816

Mortgage

Document Number	A2634207
Date	Nov 22, 2019
Instrument	2634207

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	625 RUTTER ST, SAINT LIBORY, IL 62282-0285
Document Number	00A2562347
Instrument Date	Dec 04, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 RUTTER ST ST LIBORY IL 622820285, ST LIBORY, IL 62282-0285

Mortgage

Document Number	00A2562347
Date	Dec 21, 2017
Instrument	2562347

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	625 RUTTER ST, SAINT LIBORY, IL 62282-0285
Document Number	00A2548132
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 RUTTER ST ST LIBORY IL 622820285, ST LIBORY, IL 62282-0285

Mortgage

Document Number	00A2548132
Date	Aug 16, 2017
Instrument	2548132

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2032

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$43,624 Land $4,371 Building $39,253	$130,872 Land $13,113 Building $117,759
2019	$2,707.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Egyptian Telephone Cooperative Association	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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