632 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 632 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,174 sqft · built 2020
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,000 (Dec 2018)
Tax Bill	$9,967 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-020-104-657`

Property Details

APN / Parcel Number

Primary APN	`04-00-020-104-657`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,174 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	632 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:AVON LAKE CITY
Legal Subdivision	JAMES REALTY SUB 13
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	2
Census Block	2000
Census Tract	97401

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5660 RANGEVIEW DR, SEVEN HILLS, OH 44131-1763
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHEASTERN OHIO
Oct 30, 2020	Deed of Trust, Mortgage NOVUS HM MTG
Feb 21, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST FED'L S&L/LAKEWOOD
Dec 18, 2018	Warranty Deed, Transfer EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	May 16, 2018
Deed Document Number	2018007329
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	632 LEAR RD, AVON LAKE, OH 44012-2035
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 LEAR RD, AVON LAKE, OH 44012-2035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083370
Date	Jan 29, 2026
Instrument	2026-0083370

Lender

Name	FIFTH THIRD BANK NORTHEASTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	632 LEAR RD, AVON LAKE, OH 44012-2035
Document Number	0000787490
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 LEAR RD AVON LAKE OH 44012, AVON LAKE, OH 44012

Mortgage

Document Number	0000787490
Date	Nov 6, 2020
Instrument	787490

Lender

Name	NOVUS HM MTG
Address	WAUKESHA, WI 53186

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Feb 21, 2020
Property Address	632 LEAR RD, AVON LAKE, OH 44012-2035
Document Number	0000750231
Instrument Date	Feb 21, 2020
Instrument	750231
Transaction Type	Construction Loan
Record Updated	Mar 10, 2020
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 LEAR RD AVON LAKE OH 44012, AVON LAKE, OH 44012

Mortgage

Document Number	0000750231
Date	Feb 21, 2020
Instrument	750231

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 18, 2018
Property Address	632 LEAR RD, AVON LAKE, OH 44012-2035
Document Number	0000698640
Instrument Date	Dec 12, 2018
Instrument	698640
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$284.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5660 RANGEVIEW DR SEVEN HILLS OH 441311763, SEVEN HILLS, OH 44131-1763

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,967.00	$187,510 (-) Land $28,010 Building $159,500	$535,740 (-) Land $80,030 Building $455,710
2024	$9,967.00 (+14.67%)	$187,510 (+17.88%) Land $28,011 Building $159,499	$535,740 (+17.88%) Land $80,030 Building $455,710
2023	$8,692.00 (+1.02%)	$159,068 (%) Land $25,382 Building $133,686	$454,480 (-) Land $72,520 Building $381,960
2022	$8,604.00	$159,070 Land $25,380 Building $133,690
2021			$454,480 Land $72,520 Building $381,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lear Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures