610 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 610 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,603 sqft · built 2021
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Mar 2020)
Tax Bill	$9,955 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-00-020-104-654`

Property Details

APN / Parcel Number

Primary APN	`04-00-020-104-654`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Building Area	2,603 sqft Living Area
Gross Area	3,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	610 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JAMES REALTY SUB NO 11
Legal Block	104
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	2
Census Block	2000
Census Tract	97401

Owner

610 Lear Rd is owned by two individuals who bought it in March 2020.

Source: Lorain County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33189 LAKE RD, AVON LAKE, OH 44012-1303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FSLA OF LAKEWOOD
Mar 18, 2020	Warranty Deed, Transfer FIRST NATIONWIDE TITLE AGENCY LT, 1ST NATIONWIDE TITLE AGCY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Deed Document Number	2020753414
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0000672465
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	610 LEAR RD, AVON LAKE, OH 44012-2035
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797372
Date	Jan 8, 2021
Instrument	2021-0797372

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 18, 2020
Property Address	610 LEAR RD, AVON LAKE, OH 44012-2035
Document Number	0000753414
Instrument Date	Mar 16, 2020
Instrument	753414
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	FIRST NATIONWIDE TITLE AGENCY LT, 1ST NATIONWIDE TITLE AGCY LTD

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33189 LAKE RD AVON LAKE OH 440121303, AVON LAKE, OH 44012-1303

Tax Assessment & Valuation

The 2025 property tax bill for 610 Lear Rd was $9,955.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,955.00	$187,290 (%) Land $28,010 Building $159,280	$535,120 (-) Land $80,030 Building $455,090
2024	$9,955.00 (+32.36%)	$187,292 (+36.09%) Land $28,011 Building $159,282	$535,120 (+36.09%) Land $80,030 Building $455,090
2023	$7,521.00 (+1.02%)	$137,627 (%) Land $25,382 Building $112,245	$393,220 Land $72,520 Building $320,700
2022	$7,445.00	$137,630 Land $25,380 Building $112,250
2021			$393,220 Land $72,520 Building $320,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Lear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Lear Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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