626 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 626 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,180 sqft · built 2020
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$59,500 (Jul 2019)
Tax Bill	$10,218 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-020-104-656`

Property Details

APN / Parcel Number

Primary APN	`04-00-020-104-656`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,180 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	626 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:AVON LAKE CITY
Legal Subdivision	SECTION 20
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	2
Census Block	2000
Census Tract	97401

Owner

626 Lear Rd is owned by two individuals who bought it in July 2019.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	14816 LAKEWOOD HEIGHTS BLVD, LAKEWOOD, OH 44107-5901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Dec 20, 2019	Trustee's Deed, Construction Loan · Line of Credit HOME SVGS BK
Jul 25, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Prior Sale	May 16, 2018
Deed Document Number	2019004359
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	626 LEAR RD, AVON LAKE, OH 44012-2035
Document Number	0000795422
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 LEAR RD AVON LAKE OH 440122035, AVON LAKE, OH 44012-2035

Mortgage

Document Number	0000795422
Date	Dec 28, 2020
Instrument	795422

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 20, 2019
Property Address	626 LEAR RD, AVON LAKE, OH 44012-2035
Instrument Date	Dec 19, 2019
Instrument	742893
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 LEAR RD AVON LAKE OH 44012, AVON LAKE, OH 44012

Mortgage

Document Number	0000742893
Date	Dec 20, 2019
Instrument	742893

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 25, 2019
Property Address	626 LEAR RD, AVON LAKE, OH 44012-2035
Document Number	0000723379
Instrument Date	Jul 16, 2019
Instrument	723379
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14816 LAKEWOOD HEIGHTS BLVD LAKEWOOD OH 441075901, LAKEWOOD, OH 44107-5901

Tax Assessment & Valuation

The 2025 property tax bill for 626 Lear Rd was $10,218.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,218.00	$192,230 (%) Land $28,010 Building $164,220	$549,230 (-) Land $80,030 Building $469,200
2024	$10,218.00 (+9.98%)	$192,231 (+13.05%) Land $28,011 Building $164,220	$549,230 (+13.05%) Land $80,030 Building $469,200
2023	$9,291.00 (+1.02%)	$170,034 (+%) Land $25,382 Building $144,652	$485,810 Land $72,520 Building $413,290
2022	$9,197.00	$170,030 Land $25,380 Building $144,650
2021			$485,810 Land $72,520 Building $413,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 Lear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Lear Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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