Lorain County property record for 678 Lear Rd, Avon Lake, OH 44012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,750 sqft · built 2011 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Aug 2017) |
| Tax Bill | $7,139 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-020-104-637 |
| Primary APN | 04-00-020-104-637 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,750 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 150 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|
| Street Address | 678 LEAR RD |
|---|---|
| City | AVON LAKE |
| State | OH |
| Zip | 44012-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -565 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON LAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 97401 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 678 LEAR RD, AVON LAKE, OH 44012-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 24, 2017 | Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Prior Sale | Oct 7, 2016 · Amount on Record |
| Deed Document Number | 2017004709 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 678 LEAR RD, AVON LAKE, OH 44012-2014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 678 LEAR RD, AVON LAKE, OH 44012-2014 |
| Document Number | 0000878487 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-0878487 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 26, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 24, 2017 |
| Property Address | 678 LEAR RD, AVON LAKE, OH 44012-2014 |
| Document Number | 0000641786 |
| Map Reference | PB 50 PG 13 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2017-0641786 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 678 LEAR RD, AVON LAKE, OH 44012-2014 |
| Document Number | 0000641787 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 2017-0641787 |
| Name | CROSS COUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon Lake City |
| County | Lorain County |
| Unified School District | Avon Lake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,139.00 | $141,040 (%) Land $40,250 Building $100,790 | $402,980 (-) Land $115,000 Building $287,980 |
| 2024 | $7,139.00 (-14.42%) | $141,043 (+7.81%) Land $40,250 Building $100,793 | $402,980 (+7.81%) Land $115,000 Building $287,980 |
| 2023 | $8,342.00 (+0.88%) | $130,830 (-) Land $28,021 Building $102,809 | $373,800 (-) Land $80,060 Building $293,740 |
| 2022 | $8,269.00 | $130,830 Land $28,020 Building $102,810 | |
| 2021 | $373,800 Land $80,060 Building $293,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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