632 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 632 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,900 sqft · built 2008
Lot Size	1.6 acres (69,696 sqft)
Owner	Company Name on Record
Last Sale	$859,900 (Aug 2019)
Tax Bill	$47,349 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 048.20-1-11`

Property Details

APN / Parcel Number

Primary APN	`265489 048.20-1-11`
Alternative APNs	`54890482000001011000` `03492100001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,900 sqft Living Area
1st Floor Area	2,568 sqft
Basement Area	2,332 sqft
Finished Basement	2,332 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	69,696 sqft (1.6 acres)
Lot Width	125 ft Width
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03492100001
Street Address	632 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0056-14-07 PLATE 105
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	15 CAIRN ST, ROCHESTER, NY 14611-2415
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage LYONS NAT'L BK
Aug 2, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit CANANDAIGUA NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	20191492
Deed Book / Page	12220 / 489
Prior Transfer Date	Jun 5, 2003
Prior Transfer Doc	9797000606
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	632 LAKE RD, WEBSTER, NY 14580-1520
Document Number	0000000232
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 CAIRN ST ROCHESTER NY 146112415, ROCHESTER, NY 14611-2415

Mortgage

Document Number	0000000232
Date	Feb 24, 2020
Instrument	232

Lender

Name	LYONS NAT'L BK
Type	Bank
Address	GENEVA, NY 14456-0273

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 2, 2019
Property Address	632 LAKE RD, WEBSTER, NY 14580-1520
Document Number	0000001492
Book / Page	012220 / 000489
Instrument Date	Jul 25, 2019
Instrument	1492
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,439.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 CAIRN ST ROCHESTER NY 146112415, ROCHESTER, NY 14611-2415

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	632 LAKE RD, WEBSTER, NY 14580-1520
Document Number	0000000583
Book / Page	027313 / 000537
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 LAKE RD WEBSTER NY 145801520, WEBSTER, NY 14580-1520

Mortgage

Document Number	0000000583
Date	Sep 13, 2017
Book Page	027313/000537
Instrument	583

Lender

Name	CANANDAIGUA NAT'L BK&TR
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$47,349.00 (+67.1%)
2025	$28,335.00 (-3.11%)	$609,000 (-7.31%) Land $145,000 Building $464,000	$1,268,800 (+12.01%) Land $302,095 Building $966,705
2023		$657,000 (-) Land $145,000 Building $512,000	$1,132,800 (+10.34%) Land $250,009 Building $882,791
2022		$657,000 Land $145,000 Building $512,000	$1,026,600 Land $226,571 Building $800,029
2021	$29,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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