Monroe County and Webster Town property record for 631 Lake Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,717 sqft · built 1960 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Sep 2024) |
| Tax Bill | $7,686 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 048.20-1-34 |
| Primary APN | 265489 048.20-1-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 191 ft deep x 203 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 364 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 03328030000 |
|---|---|
| Street Address | 631 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GORE EAST OF IRONDEQUOIT BAY |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11302 |
631 Lake Rd is owned by two individuals who bought it in September 2024.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6128 CLEARY RD, LIVONIA, NY 14487-9629 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2024 | Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO |
| Dec 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on File |
| Deed Sale | Sep 27, 2024 · Amount on File |
| Deed Document Number | 2024412 |
| Deed Book / Page | 13010 / 581 |
| Prior Transfer Date | Dec 9, 2020 |
| Prior Transfer Doc | 0000001165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Sep 27, 2024 |
| Property Address | 631 LAKE RD, WEBSTER, NY 14580-1519 |
| Document Number | 0000000412 |
| Book / Page | 13010 / 581 |
| Instrument Date | Sep 13, 2024 |
| Instrument | 202409270412 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,068.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 377 HARWICK RD, ROCHESTER, NY 14609-4420 |
| Name | Verified Name |
|---|---|
| Address | 631 LAKE RD, WEBSTER, NY 14580-1519 |
| Document Number | 0000000413 |
|---|---|
| Date | Sep 27, 2024 |
| Instrument | 202409270413 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 14, 2020 |
| Property Address | 631 LAKE RD, WEBSTER, NY 14580-1519 |
| Document Number | 0000001165 |
| Book / Page | 012436 / 000373 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 1165 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 631 LAKE RD WEBSTER NY 145801519, WEBSTER, NY 14580-1519 |
The 2026 property tax bill for 631 Lake Rd was $7,686, up 42.4% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,686.00 (+42.36%) | ||
| 2025 | $5,399.00 | $153,100 Land $30,000 Building $123,100 | $319,000 Land $62,508 Building $256,492 |
| 2023 | $153,100 Land $30,000 Building $123,100 | $264,000 Land $51,731 Building $212,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2004) |
| Most Recent Claim | Aug 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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