629 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 629 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1958
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Nov 2025)
Tax Bill	$7,018 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 048.20-1-35`

Property Details

APN / Parcel Number

Primary APN	`265489 048.20-1-35`
Alternative APNs	`54890482000001035000` `03328020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	297 ft deep x 22.8 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03328020000
Street Address	629 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0056-14-07
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2005
Census Tract	11302

Owner

629 Lake Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3644 MAPLE FORGE LN, GAINESVILLE, GA 30504-5763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	20253356699
Deed Book / Page	13147 / 740
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 20, 2025
Property Address	629 LAKE RD, WEBSTER, NY 14580-1519
Document Number	202503356699
Book / Page	13147 / 740
Instrument Date	Nov 18, 2025
Instrument	202503356699
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 HIGHLAND AVE, ROCHESTER, NY 14620-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 LAKE RD, WEBSTER, NY 14580-1519

Mortgage

Document Number	202503356700
Date	Nov 20, 2025
Instrument	202503356700

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

The 2026 property tax bill for 629 Lake Rd was $7,018 with exemptions applied, up 26.5% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,018.00 (+26.54%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$5,546.00	$156,400 (-) Land $29,700 Building $126,700	$325,800 (+8.31%) Land $61,869 Building $263,931
2024	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$156,400 (-) Land $29,700 Building $126,700	$300,800 (+11.53%) Land $57,121 Building $243,679
2023		$156,400 (-) Land $29,700 Building $126,700	$269,700 (+10.35%) Land $51,215 Building $218,485
2022		$156,400 Land $29,700 Building $126,700	$244,400 Land $46,411 Building $197,989
2021	$5,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 629 Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000