628 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 628 Lake Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,398 sqft · built 1975
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$305,900 (May 2007)
Tax Bill$9,431 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN265489 048.20-1-9

Property Details

APN / Parcel Number

Primary APN265489 048.20-1-9
Alternative APNs
  • 54890482000001009000
  • 03492125000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,398 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area958 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleContemporary
Exterior MaterialWood
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions252 ft deep x 122 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area274 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number03492125000
Street Address628 LAKE RD
CityWEBSTER
StateNY
Zip14580-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0056-14-07
Legal Block1
Legal Lot Number9.000
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2003
Census Tract11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 LAKE RD, WEBSTER, NY 14580-1520
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2007 · Amount on Record
Deed SaleMay 29, 2007 · Amount on Record
Prior SaleAug 14, 1998 · Amount on Record
Deed Book / Page10466 / 280
Last Transfer DateDec 19, 2007
Transfer Doc0000000382
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address628 LAKE RD, WEBSTER, NY 14580-1520
Document Number0000000519
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 LAKE RD WEBSTER NY 145801520, WEBSTER, NY 14580-1520

Mortgage

Document Number0000000519
DateJun 2, 2020
Book Page028541/000001
Instrument519
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,431.00 (+6.76%) Homeowner's exemption
2025$8,834.00 (+6.34%)$200,000 (-) Land $39,000 Building $161,000$416,700 (+20.85%) Land $81,256 Building $335,444
2023$200,000 (-) Land $39,000 Building $161,000$344,800 (+10.34%) Land $67,236 Building $277,564
2022$200,000 Land $39,000 Building $161,000$312,500 Land $60,937 Building $251,563
2021$8,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2004)
Most Recent ClaimAug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

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