Cecil County property record for 632 Conowingo Rd, Conowingo, MD 21918
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 3,557 sqft · built 1850 |
| Lot Size | 24.7 acres (1,076,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Jun 1988) |
| Tax Bill | $3,856 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-000425 |
| Primary APN | 08-000425 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,557 sqft Total Area |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,076,280 sqft (24.7 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 730 sqft |
| Shed | 1 Shed |
| Shed Area | 399 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000425 |
|---|---|
| Street Address | 632 CONOWINGO RD |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | NAR |
| Legal Description | 24.708 ACRES 632 CONOWINGO ROAD E OF KILBYS CORNER |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 31400 |
632 Conowingo Rd, a rural home, is owned and occupied by two individuals who bought it in June 1988.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 CONOWINGO RD, CONOWINGO, MD 21918-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1988 · Amount on File |
| Deed Sale | Jun 22, 1988 · Amount on File |
| Deed Book / Page | 237 / 654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 632 CONOWINGO RD, CONOWINGO, MD 21918-1312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0047150357 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 4715/357 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 632 Conowingo Rd was $3,856 with a homeowner's exemption, up 2.3% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,856.00 (+2.34%) Homeowner's exemption | $350,067 | $355,800 Land $77,700 Building $278,100 |
| 2025 | $3,768.00 Homeowner's exemption | ||
| 2023 | $2,797.00 Homeowner's exemption | $318,000 | $347,200 Land $77,700 Building $269,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 Conowingo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 632 Conowingo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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